Professional footballers pay the most for car insurance

December 4, 2020

For the second year running, professional footballers have finished top of the league for the most expensive car insurance.

They pay a whopping average of £1,942 for cover, although this is £36 lower than last year.

This figure is four times the average car insurance premium of £473, according to a study of five million insurance enquiries.

Perhaps surprisingly, car wash attendants are ranked second, with a figure of £1,616. This is more than a sportsman (£1,559), fast food delivery driver (£1,537) and abattoir worker (£1,487).

There’s better news for guest house proprietors, as they pay the least amount for car insurance (£258). Professional footballers with a sideline in guest house accommodation might want to consider changing their job title when they are arranging cover in 2021.

Tweaking your job title is one way to save money on car insurance. Although it’s important to tell the truth, you could save hundreds of pounds a year. It’s because premiums are based on historical data. Professional footballers are more likely to claim than guest house owners, hence the difference in cost.

Shop around and save up to £280

Dave Merrick, car insurance spokesperson at MoneySuperMarket, said: “Our research shows that for the second year running, footballers have the highest car insurance premiums. This is most likely due to the cars they drive, which can often be very high-end.

“As with last year’s results, a range of ‘everyday’ professions – such as delivery drivers – feature in the most expensive category. Insurance companies retain vast repositories of information on previous claims, which informs the way they calculate a premium. As a result, some professions are seen as more of a risk and are charged more.

“But it’s also important to note that other considerations will also be taken into account by insurers such as a driver’s age, their location and their previous claims history.

“If you’re in one of these jobs and feel like you’re paying over the odds, you can often make significant savings on your car insurance by shopping around at the point of renewal. Doing so can save you up to £280.”