The research found that men pay an average of £581 for cover, while women pay £460: a difference of £121.
MoneySuperMarket, the company that commissioned the research, says there are a number of factors behind the price difference.
For example, men are five times more likely to own a car that costs £1,000 or more to insure. They’re also 16 percent more likely to own a car that costs £500 more to cover.
Similarly, men are 84 percent more likely to work in jobs that result in an average premium of £500 or more.
One such job is professional football. The data shows 96 percent of professional footballers who enquired about car insurance were men. The average premium for a footballer is a whopping £2,166.
Insurance group rating is another factor. In the UK, cars are placed into groups ranging from 1 to 50. Although there are a number of factors at play, the lower the insurance group, the less you’re likely to pay for car insurance. One in five men drive a car in the top 20 groups.
Shop around for a better deal
Dave Merrick, car insurance expert at MoneySuperMarket said: “Our research shows that on average men pay £121 more than women for car insurance. Whilst insurance providers cannot legally discriminate based on gender, other rating factors – such as the car you drive and your occupation – will influence the price you pay.
“Our data shows that men typically drive cars in higher insurance groups and work in professions that attract a higher insurance premium, pushing up the cost of their insurance.
“No matter your personal circumstances, there are a number of things you can do that may help to reduce the cost of your insurance. For example, parking your car in a secure location, fitting an alarm and reducing your mileage are all ways to bring costs down.
“Shopping around for a better deal can also save you up to £2,702. It’s vital to ensure your policy doesn’t auto-renew as this can sometimes lead to an increase in your premium. More than 14 million motorists still allow their policy to auto-renew every year, meaning that £565 million more is being spent on car insurance than is needed.”