More than four in 10 car insurance policies exclude cover for damage by valet parking staff – despite ‘meet and greet’ services becoming increasingly popular in the UK.
GoCompare Car Insurance, which analysed 230 comprehensive car insurance policies to reveal the findings, is thus warning Brits to check their policies carefully before using such services.
Examples where valet parking cover may be excluded by car insurance policies include:
- Airport ‘meet and greet’ car parking
- Hotel chains
- Entertainment venues
- Hand car wash valet services
Matt Oliver, car insurance spokesman at Gocompare.com said: “Valet parking is becoming more common in the UK.
“While valet parking can be a convenient way to park your car, especially at airports, any damage to your car while in the care of the valet service might not be covered by your car insurance.”
A sure-fire way to spoil a holiday upon your return…
What else should I check before using valet parking?
Oliver also advised you check terms and conditions on the valet operator’s side, too. “These will outline what insurance cover, if any, they offer, and detail any exclusions, limits and excesses.
“Typically, operators offer very limited cover for damage to your car, which you will need to spot and report to them when you collect your vehicle.”
Make sure you do this before driving away – scour the car carefully because once you leave, you’ll find it very difficult to argue your case if you subsequently spot any damage.
“Any possessions left in your car are also typically excluded.” So don’t forget to take everything valuable out before you leave the car…
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