18 January is the most dangerous day of the year to drive

Data shows 18 January is a challenging day for drivers, with 33 percent more insurance claims made than the average day during the year.

18 January Car Insurance Claims

If yesterday’s ‘Blue Monday’ – apparently the most depressing day of the year – wasn’t enough to worry about, today brings new challenges for motorists. 

Detailed analysis of data spanning a decade has found 18 January is one of the most dangerous days for drivers. 

The data, compiled by Admiral Motor Insurance, shows 33 percent more claims are made on this day compared with the average across the year.

In the bleak midwinter

18 January Car Insurance Claims

Admiral analysed insurance claim data covering the period from 2012 to the end of 2021. Claims for fire, theft, malicious damage and windscreen damage were excluded from the numbers crunched. 

The top 10 days with the greatest volume of insurance accident claims were all found in winter months. Spanning November to February, the most dangerous dates identified by Admiral are:

  1. 18 January 
  2. 5 December
  3. 4 December
  4. 16 January
  5. 28 February
  6. 1 December
  7. 18 December
  8. 1 February
  9. 30 November
  10. 14 December

Lorna Connelly, head of claims at Admiral, said: “More of us travel by car in the colder months, so combine that with wetter weather and icier road conditions and driving becomes more risky in the winter.”

‘Poor weather and stressed drivers’

18 January Car Insurance Claims

Connelly added: “Our claims analysis from the last 10 years found more road accidents happen on 18 January than on any other date, with around 33 percent more claims on this day compared with the average day throughout the year. Poor weather combined with busier roads and stressed drivers, as we return from the Christmas break, could all be contributing factors. 

“While November and December are overall the most treacherous months, with the most accidents, January 18 is overall the date of the year we see the highest number of accident claims.”

Tips from Admiral for reducing the risk of a winter collision include leaving plenty of time for your journey, along with mapping out the best route to take in advance. 

We also have our own winter driving guide, with tips to keep you safe on the road.

ALSO READ:

How are winter potholes formed?

How to drive safely in heavy rain

Car dashboard warning lights: what do they all mean?

spot_img
John Redfern
John Redfern
U.S. Editor with a love of all things Americana. Woodgrain-clad station wagons and ridiculous muscle cars a speciality.

LEAVE A REPLY

Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Here is how you can drift a BMW M3 on snow – in August!

It does require a trip to the other side of the world, but the BMW M Snow and Ice Experience promises incredible scenery and driving fun.

BMW iX3 is World Car of the Year 2026

The new electric BMW iX3 has won the biggest automotive awards prize in the world by being named World Car of the Year 2026.

New Lola T70S is a reborn – and road-legal – 1960s race car

The new Lola T70S recreates a classic V8-powered sports racer using modern technology and materials. We meet the team behind it.

One in three drivers will avoid difficult parking spaces

Southampton was rated as the worst UK city for parking in new research, with Aberdeen emerging as the least stressful option.
spot_img