It works in a similar way to a business car lease, with motorists paying an initial rental cost and then a flat monthly fee. In the case of personal car leasing deals, VAT is included in the price, and at the end of the contract you simply hand the car back.
Here, we reveal 20 car leasing deals that have caught our eye. All images are for illustrative purposes and the deals are correct at the time of writing (5 August 2019).
Ford Fiesta – £152.98 a month
There are plenty of good leasing deals available on Britain’s most popular new car. All Car Leasing is offering the Ford Fiesta 1.0 EcoBoost Titanium X for £145.04 a month after an initial rental of £1,305.40. This is based on a 48-month contract and 5,000 miles a year.
Peugeot 3008 – £238.74 a month
Sticking with All Car Leasing, the Peugeot 3008 1.5 BlueHDi Allure is available for £238.74 after a £2,148.66 initial rental. This is based on a 36-month contract and 8,000 miles a year.
Vauxhall Astra – £126.26 a month
A revised Vauxhall Astra is on the way, which means the outgoing version is available with some tempting lease deals. Leasing.com is offering the 1.6-litre petrol Elite Nav for £126.26 a month after an initial payment of £1,331.34. This is based on 24-month contract and 5,000 miles a year.
Mazda MX-5 – £178.79 a month
Fancy seeing out the summer in a sports car? Hippo Leasing is offering the Mazda MX-5 1.5 SE for £178.79 a month over four years. This is after an initial payment of £1,609.09, with the mileage restricted to 5,000 a year.
Renault Kadjar – £201.45 a month
The Nissan Qashqai might be the country’s most popular crossover, but the platform-sharing Renault Kadjar is arguably the better car. Nationwide Vehicle Contracts is offering a Kadjar in GT Line spec for £201.45 a month after an initial rental of £1,208.70. This is based on a 48-month contract and 8,000 miles a year, although other options are available.
BMW 3 Series – £304.79 a month
This is true of all the deals featured here – the leasing companies offer flexible mileage restrictions and contracts. The BMW 3 Series is a popular choice for business users, but Select Car Leasing is offering the 320i M Sport to personal customers for £304.79 a month. You’ll pay an initial £2,743.09 and be restricted to 5,000 miles a year over three years.
Jaguar XF – £257.23 a month
Moving up a segment, the Jaguar XF is available for less than the BMW 3 Series. You’ll pay £257.23 a month via All Car Leasing after an initial rental of £2,315.09. This is based on a 24-month contract and 5,000 miles a year.
Seat Leon – £185.98 a month
The ‘Spanish Golf’ is available for £185.98 a month after an initial rental of £1,115.86. The deal is based on the Seat Leon 2.0 TDI FR on a 36-month contract, with First Vehicle Leasing restricting you to 8,000 miles a year.
Vauxhall Corsa – £138.06 a month
There’s a new Vauxhall Corsa on the way, which means the outgoing version is ‘going cheap’. Nationwide Vehicle Contracts is offering the well-equipped 1.4 SRi VX-Line Nav for £138.06 after an initial rental of £828.36. This is based on 48 months and 5,000 miles a year.
Tesla Model 3 – £361.19 a month
Fancy leasing one of the most-wanted cars on the market? Select Car Leasing is offering the Tesla Model 3 for £361.19 a month after a relatively hefty £3,250.60 initial fee. This is based on a 24-month contract and just 5,000 miles a year.
Skoda Octavia vRS – £227.81 a month
If you haven’t fallen for the charms of an SUV, the Skoda Octavia estate makes a great deal of sense, especially in vRS guise. All Car Leasing is offering the 2.0-litre TSI 245 for £227.81 a month after a £2,050.27 initial rental. This is based on 48 months and 8,000 miles a year.
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Fiat 500 – £117.68 a month
Nationwide Vehicle Leasing is one of a number of companies offering the Fiat 500 for a tempting price. The 1.2 S can be yours for £117.68 a month for four years after an initial rental of £706.08. The 5,000 miles a year restriction might be enough, but it can be increased in exchange for a higher monthly payment.
Volkswagen Golf GTI – £253.19 a month
There’s still time to get your hands on the current Volkswagen Golf GTI. Select Car Leasing is offering the GTI Performance for £253.19 a month on a two-year contract. You’ll pay an initial £2,278.69, although you might find the 5,000 miles cap a little too restrictive.
Volkswagen Golf R – £297.59 a month
You could have a similar problem with this deal, but a Volkswagen Golf R for less than £300 a month will be a tempting proposition for many motorists. The initial fee is £2,678.29, with the All Car Leasing contract lasting 36 months.
Toyota Corolla – £207.22 a month
The Corolla is back in Britain, and you can lease one for £207.22 a month. The Hippo Leasing deal is based on the 1.8 hybrid in Icon trim and follows an upfront payment of £1,864.95. The 48-month contract limits you to 10,000 miles a year.
Volkswagen Polo – £166.04 a month
Select Car Leasing is offering the Volkswagen Polo 1.0 Evo 80 Beats for £166.04 a month after an initial payment of £1,494.40. The 8,000 miles a year limit doesn’t sound too restrictive, but you’ll be tied into a four-year contract.
Volvo S90 – £225.36 a month
Leasing.com is offering a big car for not an awful lot of money. The Volvo S90 2.0-litre T4 Momentum is available for £225.36 a month after an initial payment of £2,388.24. The 5,000 miles a year limit is a bit miserly for a car of this size, especially over a four-year contract.
Dacia Logan MCV – £155.99 a month
Britain’s cheapest estate car is available for £155.99 a month via First Vehicle Leasing. The deal is based on the Dacia Logan MCV in Comfort trim, with only £935.93 to pay upfront. This price is based on 5,000 miles a year and a three-year contract.
Citroen C4 SpaceTourer – £55.19 a month
This is only a short-term deal, but just look at the monthly payment. National Vehicle Solutions is offering a Citroen C4 SpaceTourer 1.2 PureTech Flair for £55.19 a month after an £1,800 initial rental. The 10,000 miles per year restriction is far from unreasonable.
Jaguar I-Pace – £460.24 a month
The current World Car of the Year is one of the must-have electric cars right now, but leasing isn’t a cheap option. That said, £460.24 a month for the Jaguar I-Pace EV400 S puts it on a par with more conventional premium motors, as does the £4,142.12 initial fee. The Select Car Leasing deal is based on a three-year contract and 5,000 miles a year.