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Best 0% APR car finance deals

10 great 0% APR car finance deals for July 2017

Best 0% APR car finance dealsNobody likes paying more than they have to, so we’ve crunched the numbers to find 40 great 0% APR car finance deals. All offers here make use of Personal Contract Purchase (PCP) schemes, which offer reduced monthly payments. However, there will be final payment to make, should you want to keep the car after the finance agreement ends.

As with any finance product, always make sure you research what is affordable to you both now, and in case your circumstances were to change in the future. All the offers shown here are for illustration purposes only, are subject to status, and may be withdrawn at any time.


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Ford B-Max Titanium Navigator – £169 pcmBest 0% APR car finance deals

It might not be sexy, but the Ford B-Max does have sliding-door practicality. Titanium Navigator trim sounds fancy, and features 16in alloy wheels, climate control and a Sony navigation system.

You’ll need to find a £5,733 deposit here, and you’ll pay £169 for 36 months. Ford will also offer a £1,200 saving on selected models, while mileage of 9,000 per annum is included.

Nissan Pulsar DiG-T 115 Acenta – £169 pcmBest 0% APR car finance deals

Not everybody likes to stand out from the crowd, and the Pulsar slips somewhat anonymously into the family hatchback market. At least the Acenta has dual-zone climate control and 16in alloy wheels.

Nissan will offer you £500 to get into this Pulsar, but you’ll still need to find a £4,784.13 deposit to secure £169 per month for three years. Mileage is capped at 10,000 per year.

Renault Kadjar Signature Nav TCe 130 – £229 pcmBest 0% APR car finance deals

Taken by the Nissan Qasqhai, but wanting a mid-size crossover with more Gallic flair? If so, the Kadjar could be a strong contender with this 0% deal. Signature Nav includes a panoramic sunroof, Bose sound system, and full LED headlights.

Deposit £5,266 into the bank account of a Renault dealership, and you’ll be paying £229 per month for three years. As before, servicing for two years is included, and a 6,000-mile per annum limit applies.

Honda Jazz 1.3 EX – £189 pcmBest 0% APR car finance deals

Don’t save your pension, your grandchildren will only waste their inheritance once they get their hands on it. Instead, check out this deal on a new Honda Jazz, which includes five years’ complimentary servicing, said to be worth £1,195 alone.

A deposit of £2,761.06 unlocks this deal, and results in 36 monthly payments of £189. Contracted mileage stands at 10,000 per annum, but exceeding this costs just £0.03 a mile.

Toyota Yaris Hybrid Design – £189 pcmBest 0% APR car finance deals

As one of the smallest hybrids around, the Yaris has a certain niche appeal. On top of two years’ free servicing, you’ll also get privacy glass, 16in alloy wheels, cruise control and DAB multimedia system.

To pay £189 per month for 42 months, and cover 8,000 miles per year, you’ll need £3,501 for a deposit contribution. Toyota will also add in an extra £1,000 – how nice.

Jeep Grand Cherokee SRT 6.4 Hemi – £839 pcmBest 0% APR car finance deals

Buying a large SUV, powered by a giant 6.4-litre Hemi V8 engine, needn’t result in you paying more than 0% APR. But you’ll need the cash to fuel the Hemi’s thirst for unleaded.

Helpfully, Jeep will contribute £5,500 towards the deposit, along with an extra £2,500 discount for test-driving one before the 31st July. Buyers will then need their own £7,749 deposit, to secure paying £839 per month for three years. A 10,000-mile annual allowance applies.

Mazda 6 150ps Sport Nav Diesel – £259 pcmBest 0% APR car finance deals

Usually associated with business users, the Mazda 6 is available to private buyers with 0% APR deals. Sport Nav trim includes 19in alloy wheels, LED headlights, black leather seats and a Bose sound system.

You’ll need to make a substantial upfront deposit payment of £7,276.38, but Mazda will add an additional £2,500 to the deal. You’ll then spend 36 months paying £259, but a 9,000 miles per annum allowance applies.

Skoda Yeti Outdoor SE L Drive 1.2 TSI – £279 pcmBest 0% APR car finance deals

Time is running out before the Yeti becomes extinct, but there’s still time to bag a car from an era where Skoda still had a sense of fun. With a new Karoq on the way, the run-out Outdoor SE L is loaded with kit, including touchscreen satellite navigation, bi-xenon headlights and parking sensors.

Not only will Skoda contribute £1,500 as a deposit contribution, order by the 17th July and you’ll get £500 worth of free fuel, too. With a customer deposit of just £279, this will result in payments of £279 again for the next 42 months. This price includes an allowance of 10,000 miles per year.

BMW 730d M Sport – £520 pcmBest 0% APR car finance deals

Even high-flying executives can get in on the 0% finance deals and generous deposit allowances currently offered by BMW. The 730d M Sport would cost £70,300 in cash, but becomes less dramatic when financed over 48 months.

Buyers need a £8,587.40 deposit, with BMW topping things up with a further £10,936. Pay £520 per month for the four-year term, and keep the mileage below 10,000 per annum.

Lotus Elise Cup 250 – £0 pcmBest 0% APR car finance deals

The 0% finance deals offered by Lotus are slightly different than regular PCP deals, with no monthly payments, but the need to stump up half the the cost of the car from the outset.

For the Elise Cup 250, that means an initial payment of £23,275, followed by 23 months of paying absolutely nothing at all. Buyers will then, in theory, be in a position to pay the remaining £23,275, having had almost two years of interest-free motoring fun.

Car dealer sale to customers

Undercover PCP investigation exposes ‘reckless loans’

Car dealer sale to customers‘Ruthless’ salesmen are being accused of irresponsible lending after a newspaper reporter who said he was 24 and unemployed was offered a loan for a £15,000 Audi A1 – with no need to fork out for a deposit. Another reporter was offered a deal on a £15,000 Seat, again with no deposit.

The investigation by the Daily Mail accuses dealers of luring young drivers into “massive debt” with the no-deposit PCP deals. Reporters say drivers on low wages and poor credit ratings are still being accepted for loans – amid fears that irresponsible lending by car dealers is tempting people into “dangerously high levels of debt”.

There are worries that lending to people with no jobs or poor credit histories could, “in a chilling echo of the sub-prime mortgage crisis of 2007”, lead to a financial crash. UK motorists currently owe £58 billion on car finance, says the Bank of England, a figure that’s risen 15 percent in a year.

Both Vauxhall and Suzuki have since told the Daily Mail they will launch their own investigations into the conduct of their dealers: one Vauxhall dealer offered a £8600 loan to a person who suggested they had a bad credit rating.

In total, Daily Mail reporters visited 22 car dealers in England and Scotland. Each time, they posed as someone in their early 20s, either unemployed, on low earnings or having poor credit ratings. Half of the dealers offered “a brand new car without paying a penny up front”.

MPs and campaigners are now calling for “an urgent crackdown on the ‘reckless’ lending'” says the newspaper, while the Financial Conduct Authority is already running an investigation into ‘irresponsible lending’ in the car industry.

PCP popularity

Seven in 10 private new cars are now bought on PCP car finance schemes. They help lower monthly payments by deferring a payment until the end of the car loan; it’s usually called the ‘minimum guaranteed future value’, and is the expected retained value of the car at the end of the loan.

Buyers can either hand the car back with nothing to pay, settle the remaining loan amount or take out a loan on a new car – deals are often configured so a small amount of ‘equity’ remains in the loan to use as deposit for a new car.

Because monthly payments are lower, it’s easier for people to pass credit checks: providers generally offer loans of up to a quarter of take-home pay. That means someone earning £8,200 a year could theoretically get a loan on a £12,500 car, claims the Daily Mail.

Bank of England Governor Mark Carney recently warned that lenders seem to be ‘forgetting the lessons of the past’. James Darley of Fairer Finance concurred, telling the Daily Mail that “none of the lessons coming out of the 2008 financial crisis have been learned”.


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Best new cars for £150 a month or less

Best new cars for £150 a month or lessFew people look at the list price of a new car these days, with the monthly cost of a Personal Contract Purchase (PCP) the more relevant factor. With this in mind we’ve selected 10 new cars you can buy for £150 or less.

Mileage restrictions, interest and deposit contributions vary, so use this as a guide before contacting your local dealer. Images used are for illustrative purposes only.

Skoda Citigo 5dr Colour Edition: £135.00Best new cars for £150 a month or less

The Skoda Citigo is one of our favourite cars at any price. Right now, you can drive away in a five-door Colour Edition finished in Candy White paint for £135 a month. Skoda will contribute £1,000 to the deposit, leaving you to find £751.72 up front.

Hyundai i10 Premium 1.0: £148.21Best new cars for £150 a month or less

In Premium trim, the Hyundai i10 offers big car toys in a small car shell. If you can find £2,298 for the deposit, Hyundai will add £500, leaving you to spend £148.21 a month on this excellent city car. The less well-endowed S and SE models are even cheaper.

Volkswagen Polo Match Edition 5dr 1.0: £149.00Best new cars for £150 a month or less

With a new Polo waiting in the wings, Volkswagen is keen to shift stock of the outgoing model. The monthly payments for the Polo Match Edition are spread over 47 months and you’ll need to fork out £2,506.31 for the deposit. Volkswagen will add £1,800 to the pot.

Dacia Logan MCV Laureate TCe 90: £119.00Best new cars for £150 a month or less

The Dacia Logan MCV is Britain’s cheapest new estate car, with an impressive 573 litres of boot space. This 48-month deal includes a five-year extended warranty and a £500 dealer deposit contribution.

Renault Captur Expression+ TCe 90: £139.00Best new cars for £150 a month or less

The Expression+ trim isn’t the most generous in the sector, but it does offer air conditioning, cruise control, keyless entry and auto light/wipers. This 0% finance offer includes a £750 dealer deposit contribution. You just need to find £3,643 for the deposit.

Peugeot 108 Active Top: £145.04Best new cars for £150 a month or less

Finding a topless new car for £150 a month is going to be tough, but the Peugeot Active Top might be a good compromise. You’re limited to 6,000 miles a year and the interest rate is 4.9%, but you’ll pay £145.04 a month.

Suzuki Celerio 1.0 SZ2 5dr: £79.00Best new cars for £150 a month or less

Some people will spend more on a mobile phone contract than the monthly cost of this Suzuki Celerio. The entry-level SZ2 model is available for £79 a month after a deposit of £2,363. Just keep an eye on the 6,000-mile restriction and the 5.7% interest.

Ford Fiesta ST-Line: £139.00Best new cars for £150 a month or less

The ST-Line offers the styling of the Fiesta ST with some of the fun. Right now, Ford is offering a £1,000 saving on Fiesta ST Line, ST and ST200 models, with the ST Line available for £139 a month. The deposit: £4,788.

Nissan Micra IG-T 90 Tekna: £149.00Best new cars for £150 a month or less

It’s a Micra, Vera, but not as we know it. Nissan is hoping to shake off the Micra’s rather dowdy image and appeal to a younger audience with this bold new city car. The £149 a month deal includes a meaty £5,353 deposit, but at least there’s no interest to pay. The offer is based on 8,000 miles per annum.

Toyota Aygo X-Press: £129.00Best new cars for £150 a month or less

You’re limited to the same amount of miles in the Toyota Aygo X-Press, but you’ll pay £20 less for the privilege. Simply find £2,131 for the deposit and spend £129 a month for the next 42 months.

Buy a used Nissan Leaf for £175 a month - with a tiny deposit

Buy a used Nissan Leaf for £175 a month – with a tiny deposit

Buy a used Nissan Leaf for £175 a month - with a tiny deposit

More than 15,000 Nissan Leafs have been registered in the UK this year – meaning it holds onto its crown as the country’s most popular electric car.

But the firm says, after four years on sale, the number of used examples on the market are increasing – making it more accessible than previously.

As such, Nissan is launching a £1,000 dealer deposit contribution towards a PCP deal on used examples of the Leaf – meaning you could drive one for £175 a month, following a deposit of just £175.

Available on the 24kWh Acenta model, buyers get a 12 month warranty and free home charge unit, while interest works out at 3.9% APR.

You’ll own the battery outright – although new examples are available with the battery leased from £70 a month – and Nissan will replace any part of the battery causing capacity loss below nine bars (out of 12), within the three-year battery warranty period.

A search on Auto Trader, meanwhile, reveals you can buy a three-year-old Leaf with 61,000 miles on the clock for £5,599 – and the dealer selling it is offering 0% finance.

If you’d prefer a new one, you can buy a new Acenta 24kWh for £249 a month over three years. This follows a deposit of around £2,500, while interest works out at 5.99% APR.

£200 car deals summer 2016

Best new cars for £200 a month: October 2016

£200 car deals summer 2016You can buy a new car for less than the cost of some mobile contracts, so it’s little wonder business is booming. With this in mind, we hunted down 40 of the best cars you can buy for less than £200 per month.

Please note these deals are indicative and correct at the time of preparation. In all cases, the mileage restrictions and length of contract may vary. In the majority of cases the deals are based on a Personal Contract Plan (PCP) agreements.

Images used are for illustrative purposes. Check manufacturer websites or local dealers for the latest offers.

Ford Fiesta Titanium: £169 a month

£200 car deals summer 2016

It’s the UK’s best-selling car and with deals like this it’s not hard to see why. Take out a three-year personal lease agreement on a new 1.0-litre Fiesta Titanium and you could be paying as little as £169 a month. You’ll need to pay an advance rental of £3,718, as well as being limited to 9,000 miles per annum.

Skoda Citigo Colour Edition: £149 a month

While £149/month on PCP isn’t anything to shout about, a tiny £149 deposit for a Skoda Citigo Colour Edition is definitely worth shouting from the rooftops. It might be a small car, but this is a huge deal – while a bigger deposit could bring down the monthly repayment. It’s one of our favourite city cars… what are you waiting for?

Skoda Yeti 1.2 Outdoor SE: £199 a month

We’ll stick with Skoda for a minute, because the excellent Yeti Outdoor SE 1.2 TSI is available for £199 a month. Skoda will contribute £1,000 to the deposit, but you’ll have to fork out £2,123.30. If you’re prepared to spend more on the deposit, you can drive away for £139 a month.

Hyundai i20 Coupe 1.2 Sport: £189.23 a month

Hyundai i20 Coupe 1.2 Sport: £189.23 a month

Don’t get excited by the ‘Coupe’ – this is essentially just a three-door Hyundai i20. Still, the i20 is one of our favourite hatches, and you can pick one up for £189.23 a month over three years through Hyundai’s PCP scheme. You’ll need a fairly hefty £2,805 deposit, but your dealer will add another £1,500 to that.

Alfa Romeo Mito TwinAir: £169 a month

It might not be class-leading, but the Alfa Romeo is a quirky Italian alternative to the likes of the Ford Fiesta. Following a deposit of £1,235, you can buy a TwinAir Mito for £169 a month. Hand it back after two years, or stump up £3,882 and keep hold of it.

Citroen C4 Cactus: £179 a month

Until the new C3 arrives, the C4 Cactus is the only car available with Airbumps. What better reason to splash £179 a month on a Cactus? The C4 Cactus PureTech 82 Feel is available for £179 per month using Citroen’s Elect 4 Personal Lease programme.

Suzuki Vitara SZ4: £199 a month

Suzuki Vitara SZ4: £199 a month

Fancy a cut-price Range Rover Evoque? The Suzuki Vitara is a convincing(ish) alternative and right now the SZ-T with dual-tone paint could be yours for £199 a month. That’s through the firm’s contract hire scheme, following an initial rental of £1,194.

Volkswagen Polo Match 1.0: £139 a month

The Volkswagen Polo is showing its age, but it’s still an excellent supermini, and VW is keen to get people into its dealers. For £139 a month over four years on PCP, you can drive away a 1.0-litre Polo Match. You’ll need a £2,537.02 deposit.

Dacia Duster Ambiance SCE: £149 a month

It might not be the most stylish of crossovers, but where else can you get an SUV for £149 a month? That’s following a very reasonable £1,063 deposit, with your Dacia dealer contributing an extra £750 towards your Duster. Split over two years on PCP, you’ll pay interest at 7.9% APR.

MG GS Explore: £199 a month

MG GS Explore: £199 a month

The GS is one of the latest cars to hit the market – a crossover to designed to give MG a slice of the segment dominated by the Nissan Qashqai. It’s far from being the best in class, but it does offer good value for money. The entry-level MG GS Explore could be yours for £199 a month and £3,281.34 deposit.

Honda Jazz: £179 a month

Fancy something with all that Jazz? The all-new Honda Jazz 1.3 EX could be yours for £185 a month and a deposit of £3,685.16. As with all the PCP deals mentioned here, you’ll need to take into account the hefty final payment, but if you don’t want the Jazz at the end of three years, you can simply walk away.

Fiat Panda Easy: £139 a month

The mid-range Fiat Panda Easy features air conditioning, an MP3 player and a light in the boot. It’s yours for £139 a month after a deposit of just £139. Bargain.

Renault Zoe: £139 a month

Best £200 car deals summer 2016

This is one of our favourite new car deals. You can order an electric Renault Zoe Dynamique Nav for a deposit of £1,499 and 24 monthly payments of £139. The dealer will contribute £6,000 to the agreement, but you’ll have to spend at least £59 a month on battery hire.

MG3: £169 a month

The recently revised MG3 offers excellent value for money and whether you choose the 3Time, 3Form, 3Form Sport or 3Style, you won’t spend more than £200 a month. Our money would be on the top-spec 3Style at £169 per month and a deposit of £1,658.65. Personal contract plan is over 36 months and based on 10,000 miles per annum.

MINI Hatch: £169 a month

The MINI remains as popular as ever and it’s possible to order a MINI Cooper 3-door hatchback for £169 a month plus initial rental of £2,369. This is a Personal Contract Hire deal and other offers are available on MINI Select. Talk to your local MINI dealer for more details.

Skoda Octavia SE Sport: £165 a month

Skoda Octavia SE Sport: £165 a month

While the £4,876.90 deposit is a little on the high side, the Skoda Octavia is one of the most practical cars you can get for £200 per month. Right now, the Octavia SE Sport hatchback is available for £165 per month over 42 months. Stretch to £219 a month and your deposit drops to £2,662.90.

Toyota Aygo X-Play: £159 a month

While £159 a month for a Toyota Aygo isn’t necessarily anything to shout about, the tiny £36 deposit makes it within reach for most of us. That’s based on an X-Play, with DAB radio, Bluetooth and air-con as standard.

Mazda2 SE: £169 a month

The Mazda2 is really rather good and right now you can order one for £169 a month. The deposit is £2,311.12, but if you spend more you can bring the monthly fee down to £129. Even a zero deposit equates to just £233.20 a month.

Vauxhall Viva SE: £129 a month

Vauxhall Viva SE: £129 a month

Not to be confused with the much-loved family car of the 60s and 70s, the new Viva is Vauxhall’s budget car for the new millennium. You can drive away in a Vauxhall Viva SE in Solar Red paint for £125 per month, following a deposit of £1,995. This is based on 48 months and 8,000 miles per annum.

Audi A1: £199 a month

So, you want an Audi for £200 a month? We can just about squeeze you in, because the Audi A1 Sport 1.4 TFSI is available for £199 a month. The deposit is a not at all unreasonable £2,711.68 and your friendly Audi dealer will even chuck £750 into the pot. The optional final payment is just below £9,000.

Suzuki Swift Sport: £179 a month

Another PCP deal that could lead us into temptation. The Suzuki Swift Sport remains our junior hot hatch of choice and right now it’s available for £179 a month following a £2,439 deposit. Be warned: after 48 months you might be so in love with the car, you’ll need to find the £4,328 required for the final payment.

SEAT Ibiza SC : £199 a month

SEAT Ibiza SC : £199 a month

The feature-packed SEAT Ibiza SC FR 1.2 TSI offers 16-inch alloys, FR styling, sports seats and suspension, plus sat nav with Bluetooth. It could be yours for a £199 deposit and £199 per month across 48 months.

Suzuki Jimny: £195 a month

Admittedly, your choices are limited if you fancy an off-roader with genuine mud-plugging ability for £200 a month. Sure, the Suzuki Jimny might be a bit long in the tooth, but it can reach parts other cars in this feature cannot reach. Yours for £195 a month and a £2,119 deposit. Mileage is limited to 6,000 a year.

SsangYong Tivoli SE: £171.71 a month

The SsangYong Tivoli was one of the most surprising new cars of 2015, offering a terrific blend of specification and value. The Tivoli SE petrol is available for £171.71 a month, following a deposit £2,590. The diesel, meanwhile, will set you back £189.03 a month following a £2,860 deposit.

Suzuki Baleno 1.0: £179 a month

Suzuki Baleno 1.0: £179 a month

Yes, another Suzuki. The Baleno is one of the newest cars on the block, but that doesn’t mean you can’t drive away for less than £200 a month. There are a host of deals ranging from £179 a month and you’ll be able to enjoy the excellent 1.0-litre Boosterjet engine.

Ford Fiesta ST: £199 a month

How strong is your willpower? The best hot hatch you can buy is available for £199 a month over three years, but you’ll be restricted to 9,000 miles per annum. The problem is, with a Ford Fiesta ST sat in the garage, you’ll be forever tempted to go for yet another drive.

Skoda Fabia Colour Edition: £189 a month

Another great offer from Skoda. Take out a 42-month, 35,000-mile Solutions Personal Contract Plan and the Skoda Fabia Colour Edition 1.0 could be yours for £189 a month. The deposit is just £189, but if you’re prepared to spend £2,532.48, the monthly fee drops to £125.

Nissan Juke 1.2 N-Vision: £189 a month

Nissan Juke 1.2 N-Vision: £189 a month

We’re big fans of the funky Nissan Juke – but you’ll need a hefty £5,117.71 deposit. If you can stretch to that (or have a part-ex of that value), you can enjoy a Juke for £189 a month with 0% interest. That’s over three years.

Honda Civic 1.4 Sport: £189 a month

The Honda Civic 1.4 Sport is available with a £3,767.40 customer saving and a monthly payment of £189 over three years. The only catch is a £3,767.40 deposit, but the 30,000-mile restriction is generous.

Nissan Pulsar: £129 a month

If you’re looking for a hatchback with rear legroom that could shame a limo, look no further than the Nissan Pulsar. The Acenta DIG-T 115 is available for £129 a month, but the deposit is a hefty £4,315.80. That’s spread across three years.

Fiat 500 Pop: £159 a month

Fiat 500 Pop: £159 a month

The Fiat 500 was treated to a cosmetic overhaul in 2015 and its image remains as strong as ever. There are a number of offers available on the 500, with the Pop 1.2 available for £159 a month following a tempting £159 deposit.

DS 3: £189 a month

The DS 3 remains one of the most stylish superminis money can buy. Take out an Elect 3 contract and the DS 3 can be yours for £189 a month. The agreement is based on a three-year contract and a deposit of £2,845.

Jeep Renegade: £175 a month

The Jeep Renegade is an increasingly common sight on Britain’s roads, and with finance offers like this it’s no surprise. Buy a Renegade 1.4 Longitude on a PCP deal and it’s yours for £175 a month. Jeep will contribute £1,500, leaving you to find £6,442 for the deposit. In two years time, you can decide whether to spend £9,528 to keep the Jeep, give it back or exchange it for a new PCP deal.

Volkswagen Golf Match: £199 a month

Volkswagen Golf Match: £199 a month

Despite everything Volkswagen went through in 2015, the Golf is still in demand. You can buy a Golf Match 1.4 TSI for £199 a month, based on a four-year agreement and after a £4,265 deposit.

Smart Fortwo Passion: £129 a month

The really tempting thing about this deal is the £0 deposit. Let’s face it, you’re probably not going to cover huge miles in a Smart Fortwo, so the 7,000-mile per annum restriction is no big deal. After four years, hand it back, or stump up £4,420 to buy it outright.

Nissan Leaf

Nissan sells 15,000th Leaf EV in UK, gives £500 off

Nissan LeafNissan is marking the sale of 15,000 Leaf electric cars in the UK with a £500 bonus saving for customers in September.

The deal is on top of Nissan’s finance deal, which offers a 24kWh Leaf Acenta for £249 a month on a three-year PCP. Nissan contributes a hefty £5,000 towards the deposit and the APR is a reasonable 5.9%.

If that’s not enough, Nissan includes a free home charging kit as well, worth another £390. No wonder it’s clocked up 15,000 sales…

The buyer of the 15,000th Leaf was Jenny Craik, who swapped her regular-fuel 14-plate Ford Fiesta for a Leaf EV. Her husband already drives a plug-in hybrid and she says his positive words, combined with the environmental and running-cost savings, encouraged her to switch.

Nissan hit 15,000 UK Leaf sales just 12 months after reaching the 10,000 mark. The firm says demand for the Leaf in the UK is higher now than at any point in the three years since its launch.

The news of the 15,000th UK Leaf comes as Renault reveals it has now sold 100,000 electric cars, and the Renault-Nissan Alliance announces its 350,000th sale.

However, the Leaf now won’t now be getting an impressive-sounding new rival from Vauxhall here in the UK. Vauxhall’s parent firm, General Motors, has regrettably decided not to engineer the new Ampera-e – which boasts an official NEDC electric driving range of more than 250 miles – for right-hand drive.

50 cars you can buy with 0% finance

50 cars you can buy with 0% finance

50 cars you can buy with 0% financeIf you’re in the market for a new car, you might be tempted by a 0% finance deal. Over the course of the agreement, typically between 12 and 60 months, you’ll pay no more than the original list price. We’ve included typical examples, but you should consult your local dealer for more information. In the case of a Personal Contract Plan (PCP) deal, you’ll be restricted to a set number of miles per annum, while a hire purchase agreement lifts the restriction. Read on to discover 50 cars you can buy with 0% finance.

Alfa Romeo MiTo Progression50 cars you can buy with 0% finance

The Alfa Romeo MiTo might not be the best supermini you can buy, but it’s one of the best looking. Right now, Alfa Romeo is offering a £2,250 deposit contribution and 0% finance on the TwinAir Progression. All you need to do is find £999 for the deposit and £159 a month for 48 months. At the end of the contract, you can decide whether or not to pay the £3,813 final fee.

Alfa Romeo Giulietta50 cars you can buy with 0% finance

There’s a similar offer available on the Giulietta 1.4 TB. If you can find £1,549 for the deposit, Alfa Romeo will add £2,500 to the pot, leaving you with 48 monthly payments of £199. As with all the promotions featured here, there’s an expiry date, which in this case is the end of September 2016.

BMW 640d M Sport Gran Coupe50 cars you can buy with 0% finance

How much of your disposable income are you prepared to spend on a car? If the answer is £559 for 48 months, the BMW 640d M Sport Gran Coupe is within reach. Your deposit is £8,979, but BMW will add a chunky £11,189.65, making a total deposit of £20,168.65. You can drive up to 10,000 miles per year and the optional final payment is £19,593.35. Tempted?

Citroen C350 cars you can buy with 0% finance

There’s a new Citroen C3 waiting in the wings, so the French company will be doing everything it can to shift stock of the outgoing model. Whether you opt for a hire purchase deal or PCP plan, there are a range of 0% finance offers to be found. Question is: would it be better to wait for the new model?

Citroen C4 Cactus50 cars you can buy with 0% finance

The new C3 will feature Airbumps, but the C4 Cactus got there first. Take out a hire purchase agreement on the funky compact crossover and you can take advantage of 0% finance. An example is the mid-range C4 Cactus Flair with 1.2-litre petrol engine and metallic paint, which is yours for £289.75 per month. Deposit is £6,954 and at the end of three years, the Cactus is yours.

Citroen C450 cars you can buy with 0% finance

There are many offers available on the C4, including the entry-level Feel with a 1.2-litre PureTech petrol engine for £449.38 a month. This is spread across 36 monthly payments, with a deposit of £1,797.32. Total amount payable: £17,975. In three years, the car is yours.

Citroen C4 Picasso/Grand C4 Picasso50 cars you can buy with 0% finance

Alternatively, for something a little larger, you might want to consider the Citroen C4 Picasso or the seven-seat Citroen Grand C4 Picasso. Both have been refreshed and are available with 0% finance. The mid-spec C4 Picasso Flair, with a 1.6-litre BlueHDi diesel engine, could be yours for £683.61 a month after a £500.04 deposit. Hefty payments, but in three years the car is yours.

Citroen Berlingo Multispace50 cars you can buy with 0% finance

If practicality is your thing, the Citroen Berlingo Multispace might be right up your street. The monthly repayments start from £315 a month, based on the entry-level Feel with a 1.2-litre PureTech petrol engine. Payments are spread over 36 months with a deposit of £315.

Fiat Tipo50 cars you can buy with 0% finance

The paint has barely dried on the new Fiat Tipo, but it’s already available with 0% finance. The five-door hatchback offers air conditioning, DAB radio, Bluetooth and steering wheel mounted audio controls as standard, with monthly payments starting from £159. That’s based on a 24-month PCP deal on the Tipo Easy with a 95hp 1.4-litre petrol engine. Optional final payment: £6,589.

Hyundai i10 Premium 1.050 cars you can buy with 0% finance

There’s a refreshed Hyundai i10 waiting in the wings, but if you can’t wait until the Paris Motor Show, there’s 0% finance available on selected models. Order the generously equipped Premium 1.0 and – assuming you can find £3,648.50 for the deposit – you can drive away for 25 monthly payments of £86. Optional final payment: £5,062.50.

Hyundai i2050 cars you can buy with 0% finance

Alternatively, the larger i20 Premium 1.2 supermini could be yours for 25 monthly payments of £145. The PCP deal is based on 8,000 miles and a deposit of £5,079.50. Upgrade to the Premium SE 1.2 and the monthly payments increase to £153 a month, with a deposit of £5,284. An extra £8 a month secures heated front seats, heated steering wheel, parking sensors and a panoramic sunroof.

Hyundai Tucson S 1.7 CRDi Blue Drive50 cars you can buy with 0% finance

The Hyundai Tucson is a one of our favourite mid-sized SUVs and, whisper this, we’d probably choose it over the ever-popular Nissan Qashqai. To take advantage of 0% finance, you’re going to need to part with at least £7,207.50 for the deposit, with an optional final payment of £10,167.50 in 25 months time. The monthly payments are a manageable £130.

Jaguar XJ Luxury SWB50 cars you can buy with 0% finance

Here’s a 0% finance offer you probably weren’t expecting. The Jaguar XJ Luxury SWB 275PS is available for £598.86 a month, based on a 37-month agreement and a deposit of £9,999. On the plus side, Jaguar will add £7,420 to the pot – a fairly significant reduction on the £58,690 list price. That said, the £19,712 optional final payment is similarly weighty.

Jeep Cherokee 2.2 Overland50 cars you can buy with 0% finance

If you fancy taking your 0% finance car off road, look no further than the Jeep Cherokee 2.2 Overland. The 200hp off-roader features a nine-speed automatic transmission and is available for £559 a month. As a bonus, you won’t even have to find the money for a deposit, with Jeep contributing £3,000 to the deal. Nice.

Jeep Renegade 2.0 Longitude50 cars you can buy with 0% finance

Alternatively, if you fancy something a little smaller, the Jeep Renegade – which is based on the same platform as the Fiat 500X – is available for a more manageable £175 a month. It’s swings and roundabouts, mind, because you will need to find £6,299 for the deposit. On the plus side, Jeep will add a further £2,000, leaving you to decide whether or not to pay the optional £12,171 in two years time.

Kia Soul Urban50 cars you can buy with 0% finance

The Kia Soul Urban offers 17-inch alloy wheels, DAB radio, reversing camera, Bluetooth and a unique ‘Urban’ styling pack. If you’re willing to pay 50% of the £15,500 list price, Kia will offer the remainder on a 0% finance deal.

Mazda 250 cars you can buy with 0% finance

The Mazda 2 is one of the nicest cars to drive in the supermini sector, not to mention one of the sharpest looking. Right now, Mazda is offering a range of six different 0% finance deals on selected models, with repayments starting from £119 a month.

Mazda 350 cars you can buy with 0% finance

Alternatively, the Mazda 3 family hatchback is also available with 0% finance…

Mazda 650 cars you can buy with 0% finance

As is the Mazda 6. For example, the SE model, which features 17-inch alloy wheels, manual air conditioning, DAB radio and a 7-inch touchscreen, is yours for £219 a month. You just need to find a deposit of £4,190.50 and be aware that mileage is limited to 9,000 per annum.

MG350 cars you can buy with 0% finance

If the Ford Fiesta and Vauxhall Corsa are a little too obvious for you, the MG3 is worth a look. Prices start from £8,399 and, right now, you can take advantage of 0% finance and free insurance for a year.

MG GS50 cars you can buy with 0% finance

Alternatively, the new MG GS SUV is available with 0% finance over 36, 48 or 60 months. Monthly payments for the entry-level Explore start from £199.93 after a £2,999 deposit. You also get a five-year warranty and a £250 Hilton Hotel voucher.

MG623_0%_finance

The MG6 might be getting a little long in the tooth, but it is possible to drive away in a S model for £186.60 a month. This is spread over 60 months and after a £2,799 deposit. Because it’s 0% finance, you’ll pay no more than the £13,995 list price and – at the end of the agreement – the car is yours.

Nissan Micra Acenta 1.224_0%_finance

Next we bring you half a dozen 0% finance deals on selected Nissan models, kicking off with the smallest of the group – the Micra 1.2 Acenta. The on-the-road price is £11,670, with Nissan chipping in with an £850 deposit. All you need to do is find £3,958.50 up front and – after 37 payments of £89.00 and an optional final payment of £3,657.50 – the car is yours.

Nissan Note Acenta 1.225_0%_finance

There’s a similar deal available on the Nissan Note 1.2 Acenta. Nissan will add £1,150 to your deposit of £4,626, which brings the monthly payments down to £109. You’ll have to decide if you want to pay the £4,085 final payment in three years time.

Nissan Juke DIG-T 115 Acenta26_0%_finance

The Nissan Juke crossover remains as popular as ever, with a range of tempting finance offers to encourage people to get behind the wheel. Buy a DIG-T 115 Acenta and Nissan won’t contribute anything to the deposit, meaning you’ll have to find the entire £4,485.75 up front. There are 37 monthly repayments of £149 and an optional final payment of £5,961.25.

Nissan Pulsar DIG-T 115 Acenta27_0%_finance

Nissan is a little more generous with the Pulsar, throwing £1,000 into the deposit pot. You’ll need to find a further £4,780.85 and £149 a month for three years. The Pulsar might not be the best choice of family hatchback, but it does offer acres of rear legroom.

Nissan Qashqai dCi 110 Acenta28_0%_finance

The Qashqai remains Britain’s favourite crossover and is therefore the car to beat in a fiercely competitive sector. A Qashqai dCi 110 Acenta costs £21,960, or 37 payments of £199 after a total deposit of £5,700.04, of which Nissan will contribute £500. The optional final payment is a hefty £9,095.96.

Nissan X-Trail dCi 130 Acenta50 cars you can buy with 0% finance

We conclude the Nissan 0% finance extravaganza with the X-Trail SUV. The two-wheel drive, five-seat dCi 130 Acenta costs £25,545. Nissan will add £500 to your £5,403.13 deposit to deliver monthly payments of £229. In three years you can decide whether or not to pay the final payment of £11,397.87.

Peugeot 300850 cars you can buy with 0% finance

A new Peugeot 3008 will make its debut at the Paris Motor Show and – on the face of it – the new version is likely to be much improved. Gone is the frumpy MPV styling, in favour of a more SUV-like appearance. It makes it hard to recommend the outgoing model, but Peugeot – keen to shift old stock – is offering 0% finance on selected models. For example, the Active 1.2 PureTech in Bianca White is available for 48 payments of £334.00.

Peugeot 50850 cars you can buy with 0% finance

As the world continues its love affair with crossovers and SUVs, cars like the Peugeot 508 are becoming dinosaurs. Which is why Peugeot is offering 0% on 508 saloons and estates. The 508 saloon in Active trim and with the 1.6-litre BlueHDi engine is available for £376 a month over four years. You’ll need to find £4,504.88 for the deposit, although Peugeot will add a further £500.

Peugeot 500850 cars you can buy with 0% finance

Like the 3008, there’s a new Peugeot 5008 on the way, which once again ditches the ‘plain Jane’ styling in favour of something altogether more crossovery. If you can’t wait for the new 2017 Peugeot 5008, there’s a range of 0% finance deals available on the outgoing model. Our advice would be to wait for the new model, or negotiate an excellent deal.

Renault Clio50 cars you can buy with 0% finance

Fancy a Renault Clio? The 1.2 Play is available with 0% finance over two years when you pay £2,306 for the deposit. Your friendly Renault dealer will add £1,000 plus an extra £500 if you take a test drive before 26th September.

Renault Scenic/Grand Scenic50 cars you can buy with 0% finance

Can’t wait for the new Renault Scenic – you can buy the current Scenic and Grand Scenic with 0% finance. The Scenic Dynamique Nav dCi 110 is available for £430 a month, spread over 48 months. The Renault dealer handles the deposit and in five years the car is yours.

Skoda Citigo 3 Door Colour Edition50 cars you can buy with 0% finance

You can always rely on Skoda to deliver a range of strong offers. We kick off with the Citigo Colour Edition, which is available with a range of 0% finance deals and a number of different deposits. In all cases, Skoda will contribute £500 towards your finance deposit and – if you order before the end of September – there’s an additional £500 towards your fuel bill.

Skoda Fabia 1.0 Colour Edition50 cars you can buy with 0% finance

It’s a similar story with the Skoda Fabia. Based on a 42-month, 35,000-mile agreement, Skoda will give you £500 towards your deposit and £500 of free fuel. Opt for a mid-range deposit of £1,395 and the monthly payments are £189, with an optional final payment of £5,259.60.

Skoda Rapid Sport/Rapid Spaceback50 cars you can buy with 0% finance

The Rapid and Rapid Spaceback are the less illustrious members of the Skoda range, which is why the finance deals are even more generous. Skoda is offering a minimum £2,500 part-exchange on your old vehicle and £500 of free fuel when you order before 30th September. And, yes, there’s 0% finance, too.

Skoda Octavia50 cars you can buy with 0% finance

You might think that Skoda is reserving the 0% finance deals for the cheaper, lower trim level models, but you’d be wrong. The Skoda Octavia vRS hatch is available for £289 a month after a total deposit of £4,146.59, of which Skoda will contribute £1,000. What’s more, you’ll even get £500 of free fuel. Still want that Golf GTI?

Skoda Superb50 cars you can buy with 0% finance

A 0% PCP deal isn’t available on the Skoda Superb, but dig a little deeper and you’ll find a seriously tempting offer. Opt for a more traditional hire purchase agreement and you can take advantage of 0% finance and £500 of free fuel. There’s a minimum 30% deposit to pay, with a contract ranging from 12 to 36 months. At the end of the agreement, the car is yours. Sorted.

Skoda Yeti50 cars you can buy with 0% finance

It’s been on sale a while, but the Skoda Yeti remains one of our favourite crossovers. Right now, Skoda will contribute £1,000 towards the deposit and offer £500 of free fuel if you order before the end of September.

Toyota Yaris50 cars you can buy with 0% finance

Toyota is offering % finance on new retail orders of Yaris (excluding Active grade) until the end of September, based on a two-year PCP plan with 0%-37% deposit. On a Yaris Design – which features cruise control, reversing camera and DAB radio – the monthly payments are £159.

Toyota Auris50 cars you can buy with 0% finance

In common with the Yaris, the 0% finance deals on the Auris are also available on the hybrid models. Typical example: a deposit of £6,640.50 on an Auris Design results in 24 monthly payments of £219.

Toyota RAV450 cars you can buy with 0% finance

Alternatively, for £199 a month, you could drive away in a Toyota RAV4 Business Edition. The deposit is £7,874.25 and – in common with all the Toyota deals – there’s an optional final payment in 24 months time.

Toyota Verso Icon50 cars you can buy with 0% finance

Fancy a seven-seat Toyota Verso Icon with 0% finance? The MPV features Toyota’s clever Easy Flat seat system and is priced at £22,295. Find a deposit of £6,240 and you’ll pay just £199 over three years.

Toyota Avensis Touring Sports Excel50 cars you can buy with 0% finance

“Just one look says premium quality”, says Toyota. The Avensis Touring Sports Excel is available with 0% finance over two years. You’ll need to find a deposit of £9,715.50 to bring the payments down to a manageable £239 a month.

Vauxhall Adam50 cars you can buy with 0% finance

Vauxhall is offering up to five years 0% finance on the Vauxhall Adam, plus £500 of free fuel if you order between the 8th and 12th September 2016. Over 60 months, you’ll pay £159 for an Adam Jam 1.2, after a deposit of £2,799. In 2021, the car is yours.

Vauxhall Astra50 cars you can buy with 0% finance

The free fuel offer is also available on the Vauxhall Astra, but you’ll have to be quick, as it expires on the 12th September. On an Astra SRi and a 0% finance deal spread over 60 months, the deposit is £4,999 and the monthly payments are £219. As with all the offers mentioned here, this is just a typical example. Contact your local dealer for a tailored quote.

Vauxhall Cascada50 cars you can buy with 0% finance

Remember the Vauxhall Cascada? The summer might be over, but if you’re looking to enjoy some warm autumn evenings, the topless Cascada might be right up your boulevard. The free fuel offer is available, along with 0% finance. Choose a term between 24 and 60 months and, at the end of the agreement, the car is yours.

Vauxhall Corsa50 cars you can buy with 0% finance

To some people, the idea of a owning a car at the end of the finance agreement is more appealing than a PCP deal. You can choose your deposit and a payment term between 24 and 60 months to suit you. The new Vauxhall Corsa is rather good and could be yours for less than £200 a month.

Vauxhall Mokka50 cars you can buy with 0% finance

There’s a new Vauxhall Mokka X on the way, but the current Mokka is available with 0% finance. Vauxhall’s Flexible Finance is a simple thing: you choose the car, deposit and length of agreement. What could be easier? Best of all – it’s 0% finance and you get £500 of free fuel.

Volvo XC6050 cars you can buy with 0% finance

Finding a 0% finance deal on a Volvo was never going to be easy, but we found one. The XC60 might not be as appealing as the new XC90, but the PCP offers are rather tempting. As a representative example, a D4 SE Nav is available for £299 per month, with a deposit consisting of £7,125 from you, £1,834 from the dealer and £1,500 from Volvo. After two years, the optional final payment is £15,675 and you’re limited to 10,000 miles per annum.

Mercedes-Benz C 63 AMG

Mercedes-Benz offers £669 C 63 AMG estate

Mercedes-Benz C 63 AMGHow does a brand new 6.2-litre V8 estate that can hit 62mph in 4.6 seconds for £669 a month sound?

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