The cheapest cars to insure for 17-18 year oldsCar insurance is getting cheaper, according to a new report, but finding the cheapest cars to insure for 17-18 year olds is far from easy.

Yes, the new “black box” technology can hep reduce premiums, but buying the right car in the first place makes all the difference.

The cheapest cars for teenage drivers aren’t necessarily the ones they want to drive, but not everyone can afford the best new small cars, so we’ve listed the 15 cheapest cars to insure for young male and female drivers. This is based on customers aged 17-18 who quoted on Confused.com.

We’ve only listed cars valued between £600 and £10,000 to prevent the average premium being skewed by extremely cheap or expensive cars.

The average used is the median and we’ve only included cars which at least 1,000 customers have quoted for, so your own quotes may be lower or higher than the figures here depending on your individual circumstances.

The older you are the less your insurance will be, and factors such as being married can help reduce your premium.

20: Citroen C3 – average premium: £2,275

The cheapest cars to insure for 17-18 year olds: Citroen C3

The 20th cheapest car to insure is the Citroen C3. Of more than 2,000 people aged 17 – 18 who applied for a quote on the Confused.com website, the average customer paid a premium of £2,275

19: Citroen C2 – average premium: £2,269

The cheapest cars to insure for 17-18 year olds: Citroen C2

The Citroen C3’s sportier three-door sibling, the Citroen C2, costs 50p a month less to insure than the C3. Go on, treat yourself.

18: Nissan Micra – average premium: £2,266

The cheapest cars to insure for 17-18 year olds: Nissan Micra

The Nissan Micra is more of a car teenagers’ mums would be proud to see in, but if they can spare their blushes, it will cost them £2266 a year to insure.

17: Suzuki Swift – average premium: £2,238

The cheapest cars to insure for 17-18 year olds: Suzuki Swift

The Suzuki Swift is the superbike of the supermini sector: revvy engines, lightweight build and loads of thrills. Let’s hope insurers don’t find out what a blast it is, and push up premium prices.

16: Fiat Seicento – average premium: £2,230

The cheapest cars to insure for 17-18 year olds: Fiat Seicento

The Fiat Seicento is now very old and, according to period crash safety tests, far from safe. It’s cheap to insure but is the risk worth it?

15: Daewoo Matiz – average premium: £2,233

The cheapest cars to insure for 17-18 year olds: Daewoo Matiz

The Daewoo Matiz isn’t as aged at the Fiat Seicento, but it’s still far from new. even at £2,233 a month, insurance will still cost thousands more than the car.

14: Volkswagen Beetle – average premium: £2,222

The cheapest cars to insure for 17-18 year olds: Volkswagen Beetle

The retro Volkswagen Beetle bring a funky interior and Volkswagen-grade integrity without costing a fortune to insure. And if retro isn’t quite cool enough…

13: Rover Mini – average premium: £2,163

The cheapest cars to insure for 17-18 year olds: Rover Mini

… The Rover Mini offers genuine old-school style as even models built in the late 1990s dated back to the 50s! Maybe not as cheap to insure as you’d think though, as we’ll see.

12: Hyundai i10 – average premium: £2,141

The cheapest cars to insure for 17-18 year olds: Hyundai i10

The boxy Hyundai i10 is no looker but it’s a cheap, reliable motor that doesn’t cost much to insure.

11: MINI One – average premium: £2,101

The cheapest cars to insure for 17-18 year olds: MINI One

How about this – the modern MINI One costs over £50 a year less to insure than the real thing! As it’s bigger, more comfortable, faster, greener, more reliable and easier to drive, maybe it’s the more tempting option for 17-18 year olds?

10: Vauxhall Adam – average premium: £2,089

The cheapest cars to insure for 17-18 year olds: Vauxhall Adam

The brand new Vauxhall Adam is cheaper than any other Vauxhall to insure for a year – yes, even baggy old Corsas.

9: SEAT Arosa – average premium: £2,070

The cheapest cars to insure for 17-18 year olds: SEAT Arosa

The SEAT Arosa is a bit of a forgotten citycar these days, but if you can find one, you can be confident it won’t cost a fortune to insure.

8: Suzuki Alto – average premium: £2,018

The cheapest cars to insure for 17-18 year olds: Suzuki Alto

Like the Hyundai i10, the Suzuki Alto isn’t very cool but is very reliable – and is pretty cheap to insure too.

7: Kia Picanto – average premium: £2,001

The cheapest cars to insure for 17-18 year olds: Kia Picanto

The last car costing more than £2,000 a year for 17-18 year olds to insure is the Kia Picanto. Teens may prefer the second generation one above though, rather than the boxy original.

6: Fiat 500 – average premium: £1,985

The cheapest cars to insure for 17-18 year olds: Fiat 500

Dropping in under £2,000 a year to insure for 17-18 year olds, the Fiat 500 is another retro recreation that couldn’t be cooler. See, teenagers, you can argue a case for it to mum and dad!

5: Toyota Aygo – average premium: £1,883

The cheapest cars to insure for 17-18 year olds: Toyota Aygo

Mum and dad may prefer to get you a reliable, trustworthy Toyota. No bad thing, even if the second generation car pictured above is far cooler than the slightly anonymous original.

4: Ford Ka – average premium: £1,858

The cheapest cars to insure for 17-18 year olds: Ford Ka

The first generation Ford Ka used to be everywhere, but rust is quickly withering them. The second generation car, pictured above, isn’t anywhere near as good, although it is cheap to insure.

3: Citroen C1 – average premium: £1,750

The cheapest cars to insure for 17-18 year olds: Citroen C1

Fancy a Citroen C1? It’s a safe bet for insurance, coming in at £1,750 for 17-18 year olds. Come on, Foxes, it’s not that bad a choice!

2: Peugeot 107 – average premium: £1,722

The cheapest cars to insure for 17-18 year olds: Peugeot 107

Peugeot obviously attracts safer and more sensible 17-18 year olds: it’s otherwise identical to the Citroen C1, but costs just a fraction less each year to insure.

1: Volkswagen Up – average premium: £1,654

The cheapest cars to insure for 17-18 year olds: Volkswagen Up

You need to go Up to put your insurance costs down: the cheapest car for 17-18 year olds to insure by far is Volkswagen’s smallest citycar. That the VW Up is so good to drive, so safe and so smartly engineered is all further icing on the cake.