January sales: the best new car deals available NOW

New year, new you… or new car, perhaps? If you’ve not overdone the spending this Christmas, January is a great time to buy a new vehicle, with many manufacturers offering extremely tempting deals across their ranges. We’ve picked out some of the best offers.

Ford: interest free finance

Britain’s favourite car manufacturer is offering 0% APR representative finance on a number of its cars, including the new Edge SUV and desirable ST-Line models. That’s through its Ford Options PCP scheme, meaning you can pick up a new Ka+ from £109 per month over two years. That’s following a deposit of £3,670.05 and with an optional final payment of £4,754.

Kia: free servicing on SUVs

With the weather getting colder, a shiny new SUV makes for a tempting purchase this January. Kia is offering free servicing on all its SUVs ordered in January, including the Soul, Niro, Sportage and Sorento. Buyers will get Kia’s Care-3 package, made up of three free services, for no cost – saving up to £349.

Other Kia offers including a free upgrade to the Sportswagon estate if you buy an Optima (saving £800), while Caravan Club members can get up to £1,000 of accessories free of charge with the purchase of a new Sorento SUV. There are also 0% interest PCP deals available on the Cee’d and Picanto.

SEAT: £1,000 off

SEAT: £1,000 off

Fill in a form on SEAT’s website and you’ll be sent a voucher for £1,000 off any new SEAT model – including the new Ateca SUV, as part of the firm’s Beautifully Created Winter Drive event. Be quick, as the offer expires on 23 January, but it can be used on top of other offers. These include free insurance on selected Ibiza models, and a £2,000 deposit contribution on a five-door Leon SE Dynamic.

Vauxhall: up to 22% off selected models

Vauxhall is running a bonus tag event until January 16th, with 22% off the list price of five-door Corsa Energy 1.4 – saving you up to £3,300. Other stand-out deals include 21% (£3,445) off a Corsa Limited Edition, 16% (£2,405) off an Adam Energised and 21% (£4,510) off a Mokka X Active.

Fiat: 0% interest finance

Italian carmaker Fiat often offers tempting deals across its range – with the popular 500 city car currently available with 0% interest finance. The firm will also contribute £1,000 towards your deposit, meaning you could drive away in a 500 Lounge 1.2 for £99 a month following a deposit of £3,998. That’s over two years, with an optional final payment of £5,525 if you want to keep the car. Mileage is limited to 6,000 a year, so be careful if you cover high miles. You could be hit with a fee of 6p per mile if you exceed this figure.

Lotus: Pay half now, half in two years

Lotus: Pay half now, half in two years

British sports car manufacturer Lotus has a very tempting offer on a new Elise Sport: pay half now, and the rest in two years. Very simply, that means you’ll pay a ‘deposit’ of £15,425, while the remaining £15,425 is due after 24 months. You’ll pay nothing in interest.

Volkswagen: £1,400 deposit contribution on Polo and free insurance

The Volkswagen Polo is showing its age alongside supermini rivals, with a new model expected later this year. But that means there are good deals available on the outgoing car – including a £1,400 deposit contribution when bought on PCP, along with a year’s free insurance. There are Ts and Cs, of course: the insurance isn’t available to 17-year-olds, and those under 25 will have to use a telematics black box.

Skoda: 0% finance and £1,500 minimum part exchange

The Skoda brand is synonymous with excellent value, and there’s a wide range of offers available at your local Skoda dealer this January. They include 0% APR PCP deals on models including the Citigo, Octavia and Yeti, along with deposit contributions of up to £2,000. On selected models, Skoda will also give you a minimum of £1,500 for your part-exchange.

Toyota: 0% finance

Toyota: 0% finance

Yes, it’s 0% interest finance overload this January, but with an increasing amount of us buying cars through PCP schemes, that’s no bad thing. Toyota is offering 0% APR on its Aygo, Yaris, Auris and Verso models, meaning you can drive a new Toyota for as little as £99 a month. That’s over four years, for an Aygo X-press, following a deposit of £3,128.50. Increase your monthly payments to £159 and the deposit drops to £668.50.

Honda: 0% finance

As part of its winter event, Honda is offering interest-free finance across its range, including Jazz, Civic and CR-V models. Buy a practical Jazz 1.3 EX for £185 a month over two years, following a deposit of £3,685. After 24 months, hand the car back or pay an optional £8,519 to keep hold of it. Mileage is capped at a not-unreasonable 10,000 miles a year. Hurry, though – the deal expires at the end of January.

Renault: £500 off when you take a test drive

If you hurry, you can save £500 off selected Renault models if you take a test drive and place an order this week. The offer is available on Clio, Captur and Kadjar models until 9 January as long as they’re registered by 31 March 2017. The company is also offering interest-free finance over two years on selected models, meaning you can drive a Clio for £169 a month following a £2,571 deposit.

Nissan: 0% finance

Nissan: 0% finance

Despite being one of the hottest new superminis of 2017, £269 a month for the new Nissan Micra isn’t headline-grabbing. What is more tempting, however, is £119 a month finance with 0% APR interest on a Pulsar DIG-T Acenta. It’s no Ford Focus or Volkswagen Golf, but with a £1,000 Nissan deposit contribution leaving you with £4,175.80 to pay upfront, followed by 36 monthly payments of £119, the Pulsar does represent good value.

Suzuki: free insurance

The new Suzuki Ignis was one of our favourite cars we drove in 2016, and it’s available to order now with a year’s free insurance when you buy it through the manufacturer’s PCP finance scheme. The offer excludes the entry-level SZ3, and is available to 21- to 79-year-olds only.

MG: 0% finance

MG might have given up the pretence of ‘assembling’ cars in the UK, but they’re still worth a look if value is high on your agenda. Both its models – the 3 supermini and GS crossover – are available with 0% interest finance. You can buy an MG 3 3Time for £111.99 a month over 60 months, following a deposit of £1,679.80. After five years, you’ll own the car outright, having paid a total of £8,399.