Let Motoring Research do your motoring research: we search for the keenest new car deals, finance offers and value-packed special editions to save you both time and money!

2018 Ford Fiesta ST 2018

New Ford Fiesta ST PCP from £220 a month

2018 Ford Fiesta ST 2018Ford has revealed PCP finance deals for the highly acclaimed new Fiesta ST, and the headline launch offer is a three-year deal at 2.9 percent APR that prices an ST-2 three-door from £220 a month. 

This includes one of the two £745 ‘exclusive’ colours too, either Ford Performance Blue or Silver Fox (the sole ‘free’ colour is Race Red). Buyers need to find a relatively sensible £4,664 deposit (and £9,254 at the end if they don’t want to keep it). Annual mileage limit? A perfectly decent 9,000 miles a year.

For what almost certainly will emerge as one of the best new cars launched in 2018, it’s an offer that’s sure to prove very tempting. 

The Fiesta ST already caused a stir when prices were revealed: it costs from just £18,995. The best-value pick of the range is the £19,995 ST-2, and it’s this version that the Ford Options PCP deal is based around. There’s also an ST-3 for £21,495, and five-door versions of the new ST for an extra £650. 

2018 Ford Fiesta ST 2018

Ford’s finance package rubs salt into the wounds of pricier rivals. The new Suzuki Swift Sport, for example, seemed overpriced when it was revealed prices started from £17,999. Suzuki quickly rolled out a deal cutting that to £16,499, but although the related PCP deal was 0 percent finance, it was still £249 a month. 

That deal has since expired: the Swift now costs £199 a month… but on a four-year PCP at 5.9 percent APR, with a £4,396 deposit. 

That loud wail you can hear? It’s coming from the marketing department at Suzuki GB.

Oh, and if you don’t want to own a Fiesta ST outright, Ford will also lease you one for three years on Ford Personal Lease, for a £4,620 advance rental – and the same £220 a month payment. 

2018 Nissan Leaf

Buy a new 2018 Nissan Leaf for £339 a month

2018 Nissan LeafDeliveries of the new second-generation Nissan Leaf begin in early 2018, and early adopters can sign up for one of the sharp-suited new EVs from £339 a month via a three-year PCP deal.

The 4.49 percent APR finance package demands a £5,138 deposit from the customer, but there’s a £1,000 dealer deposit contribution added to this. And if you already drive a Nissan Leaf electric car, things get even better – Nissan will add an extra £500 deposit contribution.

This cuts the monthly payment, over three years and 10,000 miles, to £324.

The launch car is a Leaf 2.Zero special edition, which is limited to 1,500 units, each costing £26,490 including the £4,500 government Plug-in Car Grant. Finished in Spring Cloud or Pearl Black, the new version sits in between N-Connecta and top-spec Tekna, and includes 17-inch alloys, climate control, cruise control and NissanConnect EV infotainment.

It also comes as standard with Nissan’s semi-autonomous ProPilot tech, plus suede-effect seats that are heated both in the front and the rear.

The goody haul is rounded out by a free 7kWh Home Charging unit, itself worth up to £859. Use it to fully-charge a new Leaf for a range of up to 235 miles.

Dealers are slashing thousands of pounds off cars this September

Dealers are slashing thousands of pounds off cars this September

Dealers are slashing thousands of pounds off cars this September

As the number of new car sales continues to decline following uncertainty in the wake of the Brexit vote, manufacturers are doing more than ever to tempt customers into their showrooms.

As we approach September, traditionally a hot month for new car purchases as buyers flock for the latest registration plate, research by Motoring Research has discovered a number of outstanding deals on new cars.

Read our A-Z of September 2017 new car offers

Highlights include huge deposit contributions on new cars – with up to £4000 towards mainstream models such as the Ford Focus and Volkswagen Passat, and much bigger discounts on premium vehicles. The brand new Mercedes-Benz S-Class, for example, is available with a £12,327.50 dealer contribution towards an S350d AMG Line or AMG Line L.

Jeep is offering £2,000 off its Renegade, Cherokee and Grand Cherokee models if you take a test drive before the end of September. That’s on top of other offers, such as the £9,500 deposit contribution towards a Grand Cherokee SRT. That means you can enjoy a £11,500 saving, leaving a £5,274 deposit to stump up. All that’s left is £819 to stump up every month for three years plus, of course, the fuel costs for that 6.4-litre Hemi V8.


What are deposit contributions?

With around 80 percent of new cars sold on finance, manufacturers are focusing their efforts in making PCP deals more tempting. When you’re considering a PCP, a dealer will outline a number of costs involved in the plan. These will include the deposit (how much you have to put down to secure the car), the monthly repayment (how much you pay every month) and the optional final payment (how much you’ll need to pay if you want to keep the car once the payment plan is up).

As well as all these, it’s increasingly common to see a ‘dealer deposit contribution’ or ‘manufacturer deposit contribution’. This is money put forward by the dealer or manufacturer to lower your deposit and/or monthly repayment. Essentially, it’s a discount if you buy on finance.

They’re more common on more expensive cars (obviously, there’s bigger margins), and particularly on older or slow-selling models. Do look at the overall cost, however – if the PCP deal is at a high interest rate, you might end up paying more than the deposit contribution in interest.


As well as simply slashing money off, manufacturers are offering other incentives to encourage people to buy new. Kia’s offering a year’s free insurance on its Picanto and Rio models, as well as offering a free upgrade from the saloon to the estate with the Optima. Seat is also offering free insurance on its new Ibiza, while Skoda’s offering free roadside assistance.

As concern grows around polluting diesel cars, BMW and Mercedes-Benz are both running scrappage-style deals for old diesels, while Vauxhall is offering £2,000 for any old banger.

Read our A-Z of September 2017 new car offers

Ssangyong, meanwhile, is inviting customers to choose their own offer – with options including a free upgrade on the Tivoli (choose a model and add an automatic gearbox or 4×4 running gear, or move on up to the roomier XLV model, for free). There’s £1,000 available as a deposit contribution on some models, too, while Ssangyong’s five-year warranty and 48-hour test drive programme will also tempt buyers.

If you care for little more than cheap PCP deals, Suzuki is offering its Celerio from just £85 a month, while the new Swift is available with 0 percent interest finance and zero deposit. Dacia’s offering its Sandero for just £89 a month following a very reasonable £1,485 deposit. With Dacia, you get a five-year warranty, too.

September 2017 new car offers: all the deals

2017 is proving to be a difficult time for new car sales, with the SMMT reporting a record low since 2012 for registrations so far this year. As the plate-change month of September nears, a time when manufacturers typically go all-out to attract customers to showrooms, there’s no shortage of tempting offers available. We’ve hunted out the best September 2017 new car offers – from £11,500 off a new Jeep Grand Cherokee SRT to free insurance for 18 year olds on a Seat Ibiza.

Alfa Romeo

Alfa is currently offering a £2,000 deposit contribution across a number of its models, including the Mito, Giulietta, Giulia and 4C when you take a test drive before September 30th. That doesn’t extend to the new Stelvio, unfortunately, but Alfa is offering a £439/month four-year PCP deal on its desirable new crossover.

See Alfa Romeo new car offers

Audi

There’s no shortage of finance deals available from your Audi dealer this September. One that caught our eye is a £299 a month Personal Contract Plan (PCP) offer on its ever-popular TT coupe. That’s following a £4,588.80 customer deposit, and a further £4,000 provided by the dealer. Hand it back after four years or stump up £13,295.25 to keep hold of it.

See Audi new car offers

BMW

If you’re looking to swap your car every three or four years, Personal Contract Hire (PCH) deals can often work out slightly cheaper than PCP. BMW is currently offering its M140i Shadow Edition for £299 per month over four years on a PCH scheme. You’ll need to stump up an initial rental of £6,579.

Got an old diesel car to trade in? If it’s a Euro 4 standard or below, BMW will give you an extra £2,000 towards your new car… 

See BMW new car offers

Citroen

Anyone car shopping on a budget should visit their nearest Citroen dealer for some great September 2017 new car offers. Until 30 September 2017, the French manufacturer is offering a £1,900 deposit contribution on its quirky C4 Cactus through its PCP scheme. Meanwhile, its popular C3 supermini is available with three years’ free servicing.

See Citroen new car offers

Dacia

While a £400 dealer deposit contribution doesn’t sound like a huge amount, £149 per month following a £1,880 customer deposit for a brand new Duster sounds like excellent value to us. The Sandero, meanwhile, is available from just £89 a month following a very reasonable £1,485 customer deposit.

See Dacia new car offers

DS

The DS 3 is getting old, but remains a fine supermini – and DS is offering up to £3,500 deposit contribution on certain models until 30th September. While the DS 4 isn’t as desirable, it’s available with £2,800 deposit contribution, and DS is offering £2,950 towards PCP plans on its DS 5.

See DS new car offers

Fiat

A £1,250 deposit contribution from Fiat results in £795 left to pay up front for a new 500 Lounge, followed by 48 monthly payments of £179. If you’d prefer something a little sportier, the carmaker is offering £2,500 towards a 124 Spider on PCP. That results in a customer deposit of £2,330, followed by 37 monthly payments of £249. Suddenly, buying a convertible in September seems sensible…

See Fiat new car offers

Ford

Ford currently has some tempting offers available across its range, including up to £2,950 off the Focus Titanium and Titanium X, and £2,750 across the Mondeo range. Add an extra £500 to that if you take a test drive and sign on the dotted line before August 31st.

Update – 22 August 2017

Ford has launched a scrappage scheme for older cars! It’s a true scrappage scheme too: all eligible – that’s Euro 1-4 cars registered before 31 December 2009 – will be scrapped and thus removed from British roads. The incentive is in addition to any of the offers outlined above, meaning buyers could save up to £7000 for switching into a green new car. 

See Ford new car offers

Honda

Meanwhile, Honda is offering a deposit contribution of up to £3,000 when buying on finance. For the maximum discount, you’ll need to buy a 1.6-litre CRV SE Plus 2wd, which’ll cost £319 a month on PCP. That’s after a deposit of £4,725.38, plus Honda’s £3,000 contribution, with an optional payment of £11,505.14 if you wish to keep the car after three years.

See Honda new car offers

Hyundai

Like Honda, Hyundai isn’t holding back on deposit contributions for PCP buyers. There’s £750 to be had towards certain i10 models, while the new i30 is available with a contribution up to £1,500. If you want a Sante Fe SUV, meanwhile, Hyundai will put a hefty £5,000 towards your deposit. These generous discounts can also be combined with 0 percent finance on certain i30 trims, making it very attractive indeed.

See Hyundai new car offers

Infiniti

Many car buyers will overlook Nissan’s posh sub-brand, Infiniti, but our research suggests you’d be daft to be so hasty. The BMW 3 Series-rivalling Q50 is available with a hefty £4,500 deposit contribution on PCP, taking the customer deposit down to £431 if you can afford monthly repayments of £431 over four years. There’s £2,250 available towards a Q30 too.

See Infiniti new car offers

Jaguar

Think premium brands like Jaguar wouldn’t resort to tempting discounts in a bid to sell cars? You’d be wrong – especially when it comes to ageing, expensive cars like the Jaguar XJ. Jag is currently offering a whopping £10,558 deposit contribution on a new XJ Luxury, along with interest-free finance over three years. You’ll just need to work out a way of affording the £499 monthly repayments.

See Jaguar new car offers

Jeep

The big news at Jeep is a massive £9,500 deposit contribution towards a Grand Cherokee SRT, plus an extra £2,000 if you take a test drive before the end of September plus 0 percent APR interest. While the fuel costs might put some off, the £2,000 test drive offer also extends to the Renegade and Cherokee. The latter is also available with a £6,000 deposit contribution with certain trims.

See Jeep new car offers

Kia

Kia’s offering a year’s free insurance and £500 towards its affordable Picanto and Rio models. Tempting for new drivers, but beware that the Ts and Cs state you have to be aged between 21 and 79 to take up the free insurance offer. Moving up the range, there are a number of tempting offers – including free servicing on various models, a £3,000 deposit contribution towards a Soul EV, and a free upgrade from an Optima saloon to an estate.

See Kia new car offers

Land Rover

With most of Land Rover’s range looking pretty fresh, there’s no need to offer tempting deals to lure customers into showrooms. If you look, though, they are to be had. How does £2,250 towards an Evoque sound? 6.9 percent APR finance takes the edge of it a little, but it’s still a decent offer.

See Land Rover new car offers

Lexus

A combination of dealer and manufacturer deposit contributions means you can save £2,000 off most of the Lexus range, along with other tempting deals including two years’ free servicing on CT and IS models.

See Lexus new car offers

Mazda

If you’re looking for a likeable supermini, the Mazda 2 is available with a tempting 0 percent PCP offer, along with a £850 deposit contribution. The bigger Mazda 6, meanwhile, is available with £2,500 towards your deposit.

See Mazda new car offers

Mercedes-Benz

Few people can afford to buy a brand new Mercedes-Benz outright, but fear not – there’s some excellent deals to be had through the firm’s Agility PCP scheme. How does more than £8,500 towards a G-Class tempt you, or over £12,000 towards a new S-Class? Admittedly the £699 monthly payments of the latter might be a bit high, but the A-Class can be had for £279 a month, following a £3,499 deposit and an extra £674 from your dealer.

If you’re trading in an EU1 – EU4 diesel car before the end of December, it’s also worth noting that Mercedes-Benz will also give you a £2,000 ‘changeover bonus’…

See Mercedes-Benz new car offers

MG

While MG isn’t offering any contribution towards a deposit on either its 3 or GS models, there is 0 percent finance available across the range. That translates to a tempting £115.93 per month over five years, following a reasonable £1,739 deposit. We’d be surprised if you couldn’t negotiate a discount, too…

See MG new car offers

Mini

“50 Mini Select PCP finance offers,” boasts the website. Where do you even begin? With the keenest deal on the best-value Mini there is, the Cooper three-door. For £169 a month over four years, it’s yours on a 5.9 percent APR PCP deal – all you have to do is find £2894 as a deposit, to which Mini will add £1400 to sweeten the deal further. Need more practicality? Take a five-door for £10 a month more. Want more economy? The Cooper D is £10 a month more again – but as the Cooper S also costs £189 a month on this offer, we’re pretty sure we’d hang the economy and go for the fun of 0-62mph in 6.8 seconds… meanwhile, other Minis have plentiful deals too – you can get a family-friendly Cooper Clubman from £199 a month, for example. There really is something for everyone.

See Mini new car offers

Mitsubishi

There’s a pick-and-mix offer of three years’ 0 percent APR with zero deposit on key Mitsubishi models, but perhaps the more well-rounded deal is the 5.9 percent APR PCP incentive on the Outlander PHEV. With Mitsubishi’s £2500 deposit contribution, and the £2500 you get from the Government’s Plug-in Car Grant, this takes the monthly cost of a £39,455 Outlander PHEV 4h variant down to £325 a month. Still too much? Have a used Outlander PHEV from £179 a month, so long as you can find a £6k deposit.

See Mitsubishi new car offers

Nissan

The standout Nissan offer this September is its deal on the Leaf. Yes, we’ll see its replacement next month, but that car won’t be here for a while yet – and can you resist a stonking £4000 deposit contribution on the current one? All you need is a £2768 deposit, then it’s yours for just £219 a month for three years, on 3 percent APR – and Nissan will even throw in a free home charger. If electric is still not for you, there’s a £1600 deposit contribution on the Micra, £2300 on the Juke, and a full £2500 on the old-shape Qashqai. Even if you prefer the facelifted model, Nissan will still chuck in £1500 to get you started on the 4 percent APR PCP.

See Nissan new car offers

Peugeot

No significant deals on the in-demand new 3008 SUV, but that doesn’t stop other key models boasting some tasty offers. The 208 supermini, for instance, can be bought from £149 a month, on a 2.9 percent APR PCP, with the dealer chucking in a £2000 deposit contribution. Still want an SUV though? Try the 2008, yours from £169 a month on a 4.9 percent APR PCP, and again with a £2000 deposit add-in. You can even get a 308 family hatch on 0 percent APR, with up to £1700 deposit contribution: yours from £249 a month.

See Peugeot new car offers

Renault

F1 fans have plenty of reason to test drive a new Renault this September: they’ll all go into a draw to win a drive in a Renault F1 racing car. Back down to earth, all new Renaults currently offer two years’ free servicing, while the Captur and Kadjar come with three years’ 0 percent APR, and the popular Clio costs from £139 a month in 1.2 75 Dynamique Nav guise (yes, that’s a supermini with standard sat nav, for just £139 a month). You can even have models such as the racy Renault Sport Clio 200 Turbo for just £89 a month, on 0 percent finance – provided you can find an £8400 deposit and, after three years, an £8600 final payment.

See Renault new car offers

Seat

Seat will give you £500 off a new car simply by turning up between now and October to take a test drive. That’s on top of model-specific offers, and one of the best surely is the £1500 deposit contribution on the excellent all-new Ibiza SE, if you take out a four-year, 4.9 percent APR PCP. Even more striking, Seat will even give a year’s free insurance to those aged 18 or over, potentially a massive saving on a car that, in 1.0 95 SE guise, costs from £195 a month. There’s also a £2250 deposit contribution deal on the Leon, with a lower 4.9 percent APR PCP deal.

See Seat new car offers

Skoda

Skoda is Volkswagen’s value brand and it intends to live up to that this September. PCP deals start with a 2.9 percent APR offer on the Citigo, with a £1000 deposit contribution; the Fabia doubles that contribution, and a similar offer is available on the Octavia as well. You can get a £3000 contribution on the Superb, but the APR jumps up to 4.9 percent; if that’s a bit rich, take 0 percent finance on the Yeti, with a £1500 deposit contribution. As for the in-demand Kodiaq, that has a 5.6 percent APR deal with a £2000 deposit contribution: simply taking a test drive adds an extra £1000 to this. Oh, and all new Skodas come with three years’ free roadside assistance too.

See Skoda new car offers

Smart

A number of offers across the Smart range, and the headline one is the simplest: take a well-equipped 71hp Fortwo Passion, with metallic paint, for £139 a month over four years, with zero deposit and 0 percent APR. Smart adds in a £1053 deposit contribution too, just to further sweeten the deal. If the Fortwo doesn’t have enough seats, a Forfour Passion is yours from £169 a month.

See Smart new car offers

Ssangyong

‘Choose your offer,’ says SsangYong: it’s got no end of them in time for the 67-plate new registration. The headline-grabbing one is a free upgrade on the Tivoli: choose a model and you can add on either an automatic gearbox or 4×4 running gear, or move on up to the roomier XLV variant, without extra charge. Impressive, huh? There’s an extra £1000 deposit contribution on certain variants too, while all SsangYongs offer a five-year unlimited mileage warranty. SsangYong’s also running a 48-hour test drive programme, should you still need convincing one of its bargain-priced vehicles is for you.

See SsangYong new car offers

Subaru

Subaru has a few September 2017 new car offers for business users, such as a WRX STi for £329 + VAT a month for brave company car drivers who don’t mind being crippled on benefit-in-kind tax, but the tastier deals are the PCP offers for retail buyers. Get ready for winter with a £2500 deposit contribution on a Forester’s four-year 6.9 percent APR finance package: and if that’s a bit utilitarian, the posher Outback ups the deposit contribution by another £1000. Just make sure you keep the mileage down to below 6000 a year.

See Subaru new car offers

Suzuki

Many of Suzuki’s cars are so affordable, even £500 off amounts to a hefty saving: it’s yours, Celerio buyers. We’d rather go for the excellent new Swift though, particularly as you can take it with four years’ 0 percent finance, with zero deposit. Simply pay the monthly £192 cost of, say, a SZ-T 5dr, and it’s yours. How’s that for a deal? There’s also up to £2000 off the Baleno, taking entry prices down to under £10,000, and a 2.9 APR finance deal on the Vitara that’ll get you a 1.6 SZ-T for just £199 a month. Oh, and back to the Celerio: if you’re quick, you can pick up one of 500 City special editions, which Suzuki is currently offering on a four-year PCP for a mere £85 a month.

See Suzuki new car offers

Tesla

Startup electric car company Tesla has some very keen 1.5 percent PCP deals, but also has a typically innovative additional offer. Know someone who already owns a Model S or Model S? Ask them for a special referral code: owners can give up to five friends £750 off a Model S or Model X, plus unlimited free Supercharging. What’s in for them? Special owners’ rewards, including an owner-only upgrade to 21-inch Arachnid forged alloy wheels, VIP access to the launch of Tesla’s new truck, even access to a bespoke red Tesla Powerwall 2 home energy storage system. Genuinely, unlike any other September offers we know of.

See Tesla owner referral programme

Toyota

Plenty of 0 percent finance offers on mainstream Toyotas: you can pick up interest-free finance from £129 a month on an Aygo, £169 a month on a Yaris and £199 a month on an Auris. A RAV4 Hybrid Business Edition SUV looks a bargain at £229 a month on 0 percent finance, particularly as the C-HR crossover SUV can only do 5.9 percent APR – that’s their respective customer demand right there. There’s a head v heart 4.9 percent APR finance deal with £1000 deposit contribution, too: either the GT86 or Prius. Which would you go for – green or great fun?

See Toyota new car offers

Vauxhall

We half wonder if anyone has ever successfully navigated the full plethora of Vauxhall offers, so numerous are they. 0 percent finance, PCP incentives, low-rate contract hire, even £2000 trade-in ‘scrappage’ incentives – they’re all here. Really, you need either the patience of a saint or the help of a dealer to navigate them: grab a cuppa and head on over to Vauxhall’s site to get stuck in…

Update – 23 August 2017

Vauxhall has given its scrappage scheme a soft relaunch, highlighting some of the special deals it has for its dealers’ September 2017 new car offers billboards. Such as the popular Mokka crossover SUV: include scrappage and you can get up to £4400 off. It’s not just Vauxhall owners who are being drawn in either, added the firm: 63 percent of Vauxhall scrappage scheme owners come from other brands…

See Vauxhall new car offers

Volkswagen

Volkswagen is on a UK sales drive right now. It seems intent on becoming Britain’s second-most-popular brand, overtaking Vauxhall, and has the staggering deals to help it achieve this. How about a £1800 deposit contribution on a Polo, with 6.0 percent APR finance? £1000 deposit on a Golf, on 4.9 percent APR? A hefty £4000 on a Passat, or up to £6000 on a Touareg? There’s £3500 off a Scirocco, and you can get three years’ servicing for just £149, while even the brand-new Arteon is offering a £3000 deposit contribution on a 4.9 percent APR PCP.

See Volkswagen new car offers

Volvo

If you like free servicing, you’ll love Volvo this September: three years’ free maintenance is offered on every single new car it sells. Other incentives are added on, which largely correlate to the age and popularity of the car in question: on the XC60 and XC90 SUVs, it’s restricted to a 5.9 percent APR PCP deal. On the V90 and S90, the APR rate drops to 4.9 percent; on the S60 and V60, Volvo adds in a £750 deposit contribution. The V40 has the best package of all: 3.9 percent APR and a £1000 deposit contribution.

See Volvo new car offers

 

January sales: the best new car deals available NOW

January sales: the best new car deals available NOW

January sales: the best new car deals available NOW

New year, new you… or new car, perhaps? If you’ve not overdone the spending this Christmas, January is a great time to buy a new vehicle, with many manufacturers offering extremely tempting deals across their ranges. We’ve picked out some of the best offers.

Ford: interest free finance

Britain’s favourite car manufacturer is offering 0% APR representative finance on a number of its cars, including the new Edge SUV and desirable ST-Line models. That’s through its Ford Options PCP scheme, meaning you can pick up a new Ka+ from £109 per month over two years. That’s following a deposit of £3,670.05 and with an optional final payment of £4,754.

Kia: free servicing on SUVs

With the weather getting colder, a shiny new SUV makes for a tempting purchase this January. Kia is offering free servicing on all its SUVs ordered in January, including the Soul, Niro, Sportage and Sorento. Buyers will get Kia’s Care-3 package, made up of three free services, for no cost – saving up to £349.

Other Kia offers including a free upgrade to the Sportswagon estate if you buy an Optima (saving £800), while Caravan Club members can get up to £1,000 of accessories free of charge with the purchase of a new Sorento SUV. There are also 0% interest PCP deals available on the Cee’d and Picanto.

SEAT: £1,000 off

SEAT: £1,000 off

Fill in a form on SEAT’s website and you’ll be sent a voucher for £1,000 off any new SEAT model – including the new Ateca SUV, as part of the firm’s Beautifully Created Winter Drive event. Be quick, as the offer expires on 23 January, but it can be used on top of other offers. These include free insurance on selected Ibiza models, and a £2,000 deposit contribution on a five-door Leon SE Dynamic.

Vauxhall: up to 22% off selected models

Vauxhall is running a bonus tag event until January 16th, with 22% off the list price of five-door Corsa Energy 1.4 – saving you up to £3,300. Other stand-out deals include 21% (£3,445) off a Corsa Limited Edition, 16% (£2,405) off an Adam Energised and 21% (£4,510) off a Mokka X Active.

Fiat: 0% interest finance

Italian carmaker Fiat often offers tempting deals across its range – with the popular 500 city car currently available with 0% interest finance. The firm will also contribute £1,000 towards your deposit, meaning you could drive away in a 500 Lounge 1.2 for £99 a month following a deposit of £3,998. That’s over two years, with an optional final payment of £5,525 if you want to keep the car. Mileage is limited to 6,000 a year, so be careful if you cover high miles. You could be hit with a fee of 6p per mile if you exceed this figure.

Lotus: Pay half now, half in two years

Lotus: Pay half now, half in two years

British sports car manufacturer Lotus has a very tempting offer on a new Elise Sport: pay half now, and the rest in two years. Very simply, that means you’ll pay a ‘deposit’ of £15,425, while the remaining £15,425 is due after 24 months. You’ll pay nothing in interest.

Volkswagen: £1,400 deposit contribution on Polo and free insurance

The Volkswagen Polo is showing its age alongside supermini rivals, with a new model expected later this year. But that means there are good deals available on the outgoing car – including a £1,400 deposit contribution when bought on PCP, along with a year’s free insurance. There are Ts and Cs, of course: the insurance isn’t available to 17-year-olds, and those under 25 will have to use a telematics black box.

Skoda: 0% finance and £1,500 minimum part exchange

The Skoda brand is synonymous with excellent value, and there’s a wide range of offers available at your local Skoda dealer this January. They include 0% APR PCP deals on models including the Citigo, Octavia and Yeti, along with deposit contributions of up to £2,000. On selected models, Skoda will also give you a minimum of £1,500 for your part-exchange.

Toyota: 0% finance

Toyota: 0% finance

Yes, it’s 0% interest finance overload this January, but with an increasing amount of us buying cars through PCP schemes, that’s no bad thing. Toyota is offering 0% APR on its Aygo, Yaris, Auris and Verso models, meaning you can drive a new Toyota for as little as £99 a month. That’s over four years, for an Aygo X-press, following a deposit of £3,128.50. Increase your monthly payments to £159 and the deposit drops to £668.50.

Honda: 0% finance

As part of its winter event, Honda is offering interest-free finance across its range, including Jazz, Civic and CR-V models. Buy a practical Jazz 1.3 EX for £185 a month over two years, following a deposit of £3,685. After 24 months, hand the car back or pay an optional £8,519 to keep hold of it. Mileage is capped at a not-unreasonable 10,000 miles a year. Hurry, though – the deal expires at the end of January.

Renault: £500 off when you take a test drive

If you hurry, you can save £500 off selected Renault models if you take a test drive and place an order this week. The offer is available on Clio, Captur and Kadjar models until 9 January as long as they’re registered by 31 March 2017. The company is also offering interest-free finance over two years on selected models, meaning you can drive a Clio for £169 a month following a £2,571 deposit.

Nissan: 0% finance

Nissan: 0% finance

Despite being one of the hottest new superminis of 2017, £269 a month for the new Nissan Micra isn’t headline-grabbing. What is more tempting, however, is £119 a month finance with 0% APR interest on a Pulsar DIG-T Acenta. It’s no Ford Focus or Volkswagen Golf, but with a £1,000 Nissan deposit contribution leaving you with £4,175.80 to pay upfront, followed by 36 monthly payments of £119, the Pulsar does represent good value.

Suzuki: free insurance

The new Suzuki Ignis was one of our favourite cars we drove in 2016, and it’s available to order now with a year’s free insurance when you buy it through the manufacturer’s PCP finance scheme. The offer excludes the entry-level SZ3, and is available to 21- to 79-year-olds only.

MG: 0% finance

MG might have given up the pretence of ‘assembling’ cars in the UK, but they’re still worth a look if value is high on your agenda. Both its models – the 3 supermini and GS crossover – are available with 0% interest finance. You can buy an MG 3 3Time for £111.99 a month over 60 months, following a deposit of £1,679.80. After five years, you’ll own the car outright, having paid a total of £8,399.

Buy a used Nissan Leaf for £175 a month - with a tiny deposit

Buy a used Nissan Leaf for £175 a month – with a tiny deposit

Buy a used Nissan Leaf for £175 a month - with a tiny deposit

More than 15,000 Nissan Leafs have been registered in the UK this year – meaning it holds onto its crown as the country’s most popular electric car.

But the firm says, after four years on sale, the number of used examples on the market are increasing – making it more accessible than previously.

As such, Nissan is launching a £1,000 dealer deposit contribution towards a PCP deal on used examples of the Leaf – meaning you could drive one for £175 a month, following a deposit of just £175.

Available on the 24kWh Acenta model, buyers get a 12 month warranty and free home charge unit, while interest works out at 3.9% APR.

You’ll own the battery outright – although new examples are available with the battery leased from £70 a month – and Nissan will replace any part of the battery causing capacity loss below nine bars (out of 12), within the three-year battery warranty period.

A search on Auto Trader, meanwhile, reveals you can buy a three-year-old Leaf with 61,000 miles on the clock for £5,599 – and the dealer selling it is offering 0% finance.

If you’d prefer a new one, you can buy a new Acenta 24kWh for £249 a month over three years. This follows a deposit of around £2,500, while interest works out at 5.99% APR.

Ducati Monster 821

Own a new Ducati for £399 a month

Ducati Monster 821Ducati has launched a new series of PCP deals that open up the Ducati range to finance buyers for a deposit starting from £399.

The three-year Ducati TriOptions deal is offered on all Ducati models, including the range-topping Panigale R and the core Monster 821 naked.

On most models, the deposit is £1,000 but it’s been cut to just £399 for the Scrambler range, although monthly payments are higher to reflect this.

For those who want something cheaper each month, Ducati will continue its other deals that, for a higher deposit, offer low monthly payments: the Scrambler (including the learner-licence A2-compliant Sixty2) can be bought from £79 a month and the Monster from £99 a month.

The new finance deals launched today (1 September) and a TriOptions finance calculator is now available on the Italian motorcycle brand’s website to navigate buyers through the various options.

Buy a new Volkswagen Tiguan for £229 a month

Buy a new Volkswagen Tiguan for £229 a month

Buy a new Volkswagen Tiguan for £229 a month

Ahead of the 66-plate introduction next week, Volkswagen has announced a series of finance offers for its popular new Tiguan SUV.

When we drove the new Tiguan earlier this year, our biggest criticism of the revamped crossover was the high retail price – with the current entry-level 2.0-litre diesel starting at more than £25,000.

But today’s announcement has gone some way to offsetting those concerns, offering the Tiguan S for just £229 a month on its 5.1% Solutions PCP package.

That’s following a £1,000 deposit contribution from VW and a further £6,471 from you. Significant, but not unreasonable – especially if you have a car to trade-in.

The plan is split over four years, with an average mileage limit of 10,000 miles a year. After the four-year period, hand it back or purchase it outright for £10,167.

If you prefer to change cars regularly, Volkswagen is also offering the Tiguan R-Line through its personal contract hire scheme for £229 a month.

This is over two years, with a high initial rental of £9,744. Again, it might be easier to justify if you have a car to part-exchange.

Being the top-spec Tiguan R-Line, you’ll be able to enjoy 20-inch alloys, LED headlights and a 12.3-inch TFT colour display screen.

Subaru Forester Special Edition

Subaru Forester Special Edition: green but not mean

Subaru Forester Special EditionSubaru has launched a special edition Forester for the summer – called, cannily, the Forester Special Edition.

The firm says it’s been rolled out to mark 50 years of its boxer engine, and will be more of a limited edition than a special edition: just 100 models will be available.

And there’ll be no missing them: Forester Special Editions come in Hunter Green metallic paint and are clad with wheelarch extensions, plus front, side and rear underguards and a stainless steel cargo step panel.

Inside, it’s even more old money: brown leather trim is standard, creating quite possibly the most visually appealing Forester colour and trim combo we’ve yet seen.

Subaru Forester Special Edition

Other kit included as standard includes Subaru Starlink touchscreen infotainment with sat nav and full device connectivity, and you can have the Forester Special Edition either with a 2.0-litre petrol or 2.0-litre turbodiesel engine, both with Lineartronic automatic as standard.

Top tip: as the petrol lacks the all-important turbo, choose the diesel. You’ll never see the 41mpg claimed by the petrol but might see something approaching the 50mpg of the diesel, if you’re careful.

Subaru throws in its five-year, 100,000-mile new car warranty as standard too; the petrol costs £29,995 and the diesel costs £31,495. Sales begin on 1 September.

Renault announces 66-plate offers: £1,500 off a Twingo and 0% finance

Renault announces 66-plate offers: £1,500 off a Twingo and 0% finance

Renault announces 66-plate offers: £1,500 off a Twingo and 0% finance

Renault has announced a series of offers aimed at tempting those considering a 66-plate car this September – including £1,500 off the list price of a new Twingo.

That saving is available across the Twingo range – meaning you can buy an entry-level SCe 70 Expression for £7,995, or a Colour Run special edition for £8,995. With a panoramic fabric roof plus any compatible ‘Exterior Touch Pack’ and ‘Interior Style Pack’ fitted as standard, the Colour Run already slashes £800 off the list price of a Twingo Play specced with the same equipment.

Following in the footsteps of Ford and MG, if you purchase a Clio, Captur, Kadjar or Megane through the company’s three-year Selections PCP package, you can save £500 following a test drive. This offer is on top of all existing offers, and runs from 22 August to 26 September – provided the car is registered by the end of September.

Renault announces 66-plate offers: £1,500 off a Twingo and 0% finance

In addition to that £500, Renault is also offering a £2,000 deposit contribution to Clio models. This means you can buy a Clio Play 1.2 for £159 a month over three years following a reasonable £947 deposit.

If you’re ready to switch to an electric car, the quirky Renault Zoe is available on a two-year Selections PCP deal for £189 a month, following a deposit of £1,499. Crucially, this includes the cost of leasing the battery – something that usually starts at £45 per month. You’ll also get a free 7kW wall-box for home charging.

Renault is also offering a deposit contribution towards the new Renault Megane when purchased through its PCP scheme. Adding the £500 test drive offer to a £1,750 manufacturer contribution means you can drive a new Megane from £219 a month following a customer deposit of £1,330.

Visit Renault’s website to find out more about these tempting deals – and check out the MR deals section to find out which other dealers you should be visiting.