Aston Martin V12 Vantage SWe’re used to manufacturers offering cars on tempting finance deals, stretched out over three or  four years with steep deposits resulting in small monthly repayments – but would you take out a loan for a new Aston Martin over 12 years?

That’s what a US buyer has done, reports Automotive News.

The lucky Aston Martin customer is said to have an excellent credit rating which helped him secure the 144-month loan that, depending on the size of the deposit, could cost him over $2,000 a month – with a total amount payable in excess of $300,000.

While finance over such long periods hasn’t made it to the UK, Aston Martin is offering its Vanquish for £1,888 per month over three years with the added appeal of 0% APR and three years free servicing. That is following a chunky deposit of £39,995 and an optional final payment of £90,974.

If that’s pushing your budget, the Aston Martin V8 Vantage is available for as little as £777 a month – again, at 0% APR and three years free servicing. You’ll have to put down a deposit of £19,995 and there’s an optional final payment of £39,565.

Is finance a good way to get into exotic cars? Or is paying thousands of pounds a month for an Aston Martin a risky strategy? Let us know what you think.