You can now pay monthly for car servicing and MOTs

You can now pay for your car's servicing and MOTs in monthly payments

Research by the Good Garage Scheme reveals that 42% of drivers put off getting their car serviced because of the cost – a worrying stat as winter approaches and a neglected car could be more dangerous than ever.

To combat this, it’s launching a campaign with racing driver and ex-Top Gear presenter Tiff Needell to encourage motorists to have their cars checked over by professionals this winter.

Alongside the winter car check, which includes an inspection of the coolant, engine oil, tyres, wiper blades, windscreen and lights, Needell will also be promoting the scheme’s service plans.

Available for MOTs and servicing, these split the cost over 12 months as interest-free monthly payments – meaning you can pay for your car’s maintenance just like you would a utility bill.

A search on the scheme’s website reveals you can take out a service plan for a 10-year-old Skoda Octavia 2.0-litre petrol for £23 a month over 29 months.

This includes two standard services and interim service – while, for an extra £5.14 a month, a Good Garage Scheme member will MOT your car for you.

“Service Plans provide a simple, flexible way to budget for servicing and MOT requirements by spreading the cost throughout the year in interest-free monthly instalments, just like any other household bill,” says the scheme’s spokesperson, Simon Wade.

“The plans are available to suit each driver’s needs, with a choice of plans to include interim and standard servicing, with or without an MOT.”

It’s a legal requirement for all cars over three years old (unless they’re exempt – e.g. vehicles made before 1960) to pass the yearly MOT roadworthiness test.

While servicing isn’t compulsory, it’s a good idea to keep your car in good condition and prevent breakdowns. If your car is still in warranty, skipping a service could void this – although many car manufacturers offer servicing packages to make it more affordable while the car is still nearly-new.

Web editor at MotoringResearch.com. Drives a 1983 Austin Metro. Tweet me @MR_AndrewBrady.

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