You can buy a new car for less than the cost of some mobile contracts, so it’s little wonder business is booming. With this in mind, we hunted down 40 of the best cars you can buy for less than £200 per month.
- 50 cars you can buy with 0% finance
- 10 unmissable UK car deals
- More new car deals on Motoring Research
Please note these deals are indicative and correct at the time of preparation. In all cases, the mileage restrictions and length of contract may vary. In the majority of cases the deals are based on a Personal Contract Plan (PCP) agreements.
Images used are for illustrative purposes. Check manufacturer websites or local dealers for the latest offers.
Ford Fiesta Titanium: £169 a month
It’s the UK’s best-selling car and with deals like this it’s not hard to see why. Take out a three-year personal lease agreement on a new 1.0-litre Fiesta Titanium and you could be paying as little as £169 a month. You’ll need to pay an advance rental of £3,718, as well as being limited to 9,000 miles per annum.
Skoda Citigo Colour Edition: £149 a month
While £149/month on PCP isn’t anything to shout about, a tiny £149 deposit for a Skoda Citigo Colour Edition is definitely worth shouting from the rooftops. It might be a small car, but this is a huge deal – while a bigger deposit could bring down the monthly repayment. It’s one of our favourite city cars… what are you waiting for?
Skoda Yeti 1.2 Outdoor SE: £199 a month
We’ll stick with Skoda for a minute, because the excellent Yeti Outdoor SE 1.2 TSI is available for £199 a month. Skoda will contribute £1,000 to the deposit, but you’ll have to fork out £2,123.30. If you’re prepared to spend more on the deposit, you can drive away for £139 a month.
Hyundai i20 Coupe 1.2 Sport: £189.23 a month
Don’t get excited by the ‘Coupe’ – this is essentially just a three-door Hyundai i20. Still, the i20 is one of our favourite hatches, and you can pick one up for £189.23 a month over three years through Hyundai’s PCP scheme. You’ll need a fairly hefty £2,805 deposit, but your dealer will add another £1,500 to that.
Alfa Romeo Mito TwinAir: £169 a month
It might not be class-leading, but the Alfa Romeo is a quirky Italian alternative to the likes of the Ford Fiesta. Following a deposit of £1,235, you can buy a TwinAir Mito for £169 a month. Hand it back after two years, or stump up £3,882 and keep hold of it.
Citroen C4 Cactus: £179 a month
Until the new C3 arrives, the C4 Cactus is the only car available with Airbumps. What better reason to splash £179 a month on a Cactus? The C4 Cactus PureTech 82 Feel is available for £179 per month using Citroen’s Elect 4 Personal Lease programme.
Suzuki Vitara SZ4: £199 a month
Fancy a cut-price Range Rover Evoque? The Suzuki Vitara is a convincing(ish) alternative and right now the SZ-T with dual-tone paint could be yours for £199 a month. That’s through the firm’s contract hire scheme, following an initial rental of £1,194.
Volkswagen Polo Match 1.0: £139 a month
The Volkswagen Polo is showing its age, but it’s still an excellent supermini, and VW is keen to get people into its dealers. For £139 a month over four years on PCP, you can drive away a 1.0-litre Polo Match. You’ll need a £2,537.02 deposit.
Dacia Duster Ambiance SCE: £149 a month
It might not be the most stylish of crossovers, but where else can you get an SUV for £149 a month? That’s following a very reasonable £1,063 deposit, with your Dacia dealer contributing an extra £750 towards your Duster. Split over two years on PCP, you’ll pay interest at 7.9% APR.
MG GS Explore: £199 a month
The GS is one of the latest cars to hit the market – a crossover to designed to give MG a slice of the segment dominated by the Nissan Qashqai. It’s far from being the best in class, but it does offer good value for money. The entry-level MG GS Explore could be yours for £199 a month and £3,281.34 deposit.
Honda Jazz: £179 a month
Fancy something with all that Jazz? The all-new Honda Jazz 1.3 EX could be yours for £185 a month and a deposit of £3,685.16. As with all the PCP deals mentioned here, you’ll need to take into account the hefty final payment, but if you don’t want the Jazz at the end of three years, you can simply walk away.
Fiat Panda Easy: £139 a month
The mid-range Fiat Panda Easy features air conditioning, an MP3 player and a light in the boot. It’s yours for £139 a month after a deposit of just £139. Bargain.
Renault Zoe: £139 a month
This is one of our favourite new car deals. You can order an electric Renault Zoe Dynamique Nav for a deposit of £1,499 and 24 monthly payments of £139. The dealer will contribute £6,000 to the agreement, but you’ll have to spend at least £59 a month on battery hire.
MG3: £169 a month
The recently revised MG3 offers excellent value for money and whether you choose the 3Time, 3Form, 3Form Sport or 3Style, you won’t spend more than £200 a month. Our money would be on the top-spec 3Style at £169 per month and a deposit of £1,658.65. Personal contract plan is over 36 months and based on 10,000 miles per annum.
MINI Hatch: £169 a month
The MINI remains as popular as ever and it’s possible to order a MINI Cooper 3-door hatchback for £169 a month plus initial rental of £2,369. This is a Personal Contract Hire deal and other offers are available on MINI Select. Talk to your local MINI dealer for more details.
Skoda Octavia SE Sport: £165 a month
While the £4,876.90 deposit is a little on the high side, the Skoda Octavia is one of the most practical cars you can get for £200 per month. Right now, the Octavia SE Sport hatchback is available for £165 per month over 42 months. Stretch to £219 a month and your deposit drops to £2,662.90.
Toyota Aygo X-Play: £159 a month
While £159 a month for a Toyota Aygo isn’t necessarily anything to shout about, the tiny £36 deposit makes it within reach for most of us. That’s based on an X-Play, with DAB radio, Bluetooth and air-con as standard.
Mazda2 SE: £169 a month
The Mazda2 is really rather good and right now you can order one for £169 a month. The deposit is £2,311.12, but if you spend more you can bring the monthly fee down to £129. Even a zero deposit equates to just £233.20 a month.
Vauxhall Viva SE: £129 a month
Not to be confused with the much-loved family car of the 60s and 70s, the new Viva is Vauxhall’s budget car for the new millennium. You can drive away in a Vauxhall Viva SE in Solar Red paint for £125 per month, following a deposit of £1,995. This is based on 48 months and 8,000 miles per annum.
Audi A1: £199 a month
So, you want an Audi for £200 a month? We can just about squeeze you in, because the Audi A1 Sport 1.4 TFSI is available for £199 a month. The deposit is a not at all unreasonable £2,711.68 and your friendly Audi dealer will even chuck £750 into the pot. The optional final payment is just below £9,000.
Suzuki Swift Sport: £179 a month
Another PCP deal that could lead us into temptation. The Suzuki Swift Sport remains our junior hot hatch of choice and right now it’s available for £179 a month following a £2,439 deposit. Be warned: after 48 months you might be so in love with the car, you’ll need to find the £4,328 required for the final payment.
SEAT Ibiza SC : £199 a month
The feature-packed SEAT Ibiza SC FR 1.2 TSI offers 16-inch alloys, FR styling, sports seats and suspension, plus sat nav with Bluetooth. It could be yours for a £199 deposit and £199 per month across 48 months.
Suzuki Jimny: £195 a month
Admittedly, your choices are limited if you fancy an off-roader with genuine mud-plugging ability for £200 a month. Sure, the Suzuki Jimny might be a bit long in the tooth, but it can reach parts other cars in this feature cannot reach. Yours for £195 a month and a £2,119 deposit. Mileage is limited to 6,000 a year.
SsangYong Tivoli SE: £171.71 a month
The SsangYong Tivoli was one of the most surprising new cars of 2015, offering a terrific blend of specification and value. The Tivoli SE petrol is available for £171.71 a month, following a deposit £2,590. The diesel, meanwhile, will set you back £189.03 a month following a £2,860 deposit.
Suzuki Baleno 1.0: £179 a month
Yes, another Suzuki. The Baleno is one of the newest cars on the block, but that doesn’t mean you can’t drive away for less than £200 a month. There are a host of deals ranging from £179 a month and you’ll be able to enjoy the excellent 1.0-litre Boosterjet engine.
Ford Fiesta ST: £199 a month
How strong is your willpower? The best hot hatch you can buy is available for £199 a month over three years, but you’ll be restricted to 9,000 miles per annum. The problem is, with a Ford Fiesta ST sat in the garage, you’ll be forever tempted to go for yet another drive.
Skoda Fabia Colour Edition: £189 a month
Another great offer from Skoda. Take out a 42-month, 35,000-mile Solutions Personal Contract Plan and the Skoda Fabia Colour Edition 1.0 could be yours for £189 a month. The deposit is just £189, but if you’re prepared to spend £2,532.48, the monthly fee drops to £125.
Nissan Juke 1.2 N-Vision: £189 a month
We’re big fans of the funky Nissan Juke – but you’ll need a hefty £5,117.71 deposit. If you can stretch to that (or have a part-ex of that value), you can enjoy a Juke for £189 a month with 0% interest. That’s over three years.
Honda Civic 1.4 Sport: £189 a month
The Honda Civic 1.4 Sport is available with a £3,767.40 customer saving and a monthly payment of £189 over three years. The only catch is a £3,767.40 deposit, but the 30,000-mile restriction is generous.
Nissan Pulsar: £129 a month
If you’re looking for a hatchback with rear legroom that could shame a limo, look no further than the Nissan Pulsar. The Acenta DIG-T 115 is available for £129 a month, but the deposit is a hefty £4,315.80. That’s spread across three years.
Fiat 500 Pop: £159 a month
The Fiat 500 was treated to a cosmetic overhaul in 2015 and its image remains as strong as ever. There are a number of offers available on the 500, with the Pop 1.2 available for £159 a month following a tempting £159 deposit.
DS 3: £189 a month
The DS 3 remains one of the most stylish superminis money can buy. Take out an Elect 3 contract and the DS 3 can be yours for £189 a month. The agreement is based on a three-year contract and a deposit of £2,845.
Jeep Renegade: £175 a month
The Jeep Renegade is an increasingly common sight on Britain’s roads, and with finance offers like this it’s no surprise. Buy a Renegade 1.4 Longitude on a PCP deal and it’s yours for £175 a month. Jeep will contribute £1,500, leaving you to find £6,442 for the deposit. In two years time, you can decide whether to spend £9,528 to keep the Jeep, give it back or exchange it for a new PCP deal.
Volkswagen Golf Match: £199 a month
Despite everything Volkswagen went through in 2015, the Golf is still in demand. You can buy a Golf Match 1.4 TSI for £199 a month, based on a four-year agreement and after a £4,265 deposit.
Smart Fortwo Passion: £129 a month
The really tempting thing about this deal is the £0 deposit. Let’s face it, you’re probably not going to cover huge miles in a Smart Fortwo, so the 7,000-mile per annum restriction is no big deal. After four years, hand it back, or stump up £4,420 to buy it outright.